
Jeff Cha
Branch Manager

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Jeff explained everything so that I understood it well and wasn't blindsided by anything. I also truly appreciated how I could call him at anytime if the day and he answered or got right back to me if he missed my call!
Jeff was very communicative through out the process and kept us on track for closing
Reply from Jeff Cha
June 30th, 2026 03:36 PM
Thank you very much for the kind words and recommendation - Congratulations again on your home!!
My loan officer, Jeff Cha, was the absolute best!! If I had questions, which I did, he answered them immediately and with clarity. He was like my personal guru. He was the greatest. The entire process was seamless and soooo quick. I honestly...
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Reply from Jeff Cha
June 30th, 2026 03:36 PM
Thank you Patricia for the kind words and recommendation! Congratulations again and always here to help 😊
Jeff explained everything over and over until I understood what we were doing with each loan ,very knowledgeable
Reply from Jeff Cha
June 30th, 2026 03:36 PM
Thank you Adam for the kind words, and it was an absolute pleasure assisting you!
Jeff was great.
The whole process was easy and fast.
Great communication
Reply from Jeff Cha
June 30th, 2026 03:36 PM
Thank you Seth for the kind words, and it was a pleasure assisting you 😊
Working with Jeff and the team at Loan Depot was nothing short of phenomenal. Jeff is extremely courteous, professional and prompt. He and the team communicate very effectively and they tell up front what to expect. I hope to continue to work...
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Mr. Jeff Cha provided us with excellence service for a FHA loan with LoanDepot. He gave extensive details on how we could save money and pay off debts. Our team provided daily telephone calls and emails. Including access to LoanDepot's website...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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