

Joseph Cutalo
Executive Vice President | NMLS # 204976

Joseph is a part of our Executive Management team and implements procedural and growth strategies. Joe is a veteran in the industry with more than 30 years of mortgage banking experience. He has held Executive Management positions in both p... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Great customer service and guidance.
Reply from Joseph Cutalo
July 17th, 2025 12:47 PM
Thanks for the positive feedback, I appreciate it. I'm pleased to know that my customer service and guidance made a difference for you. If there's anything more I can do to assist you, please feel free to get in touch.
Joe was incredibly helpful to my wife and me throughout the entire mortgage loan process, always available to answer our questions and guide us step by step. His professionalism and dedication made what could have been a stressful experience...
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Reply from Joseph Cutalo
July 12th, 2025 01:08 PM
Thank you, Daniel, for your kind words. I'm really glad to hear that I could assist you and your wife effectively throughout the mortgage loan process. It's rewarding to know that my efforts helped make the experience manageable and less stressful...
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Joe & I worked together on our current mortgage loan. He could not have been easier to work with as he made sure we had all the information needed. He was very knowledgable and professional through the entire process. I would recommend Joe...
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easy system to upload docs and good communication -
With out him I wouldn’t be in home right now
God bless him and his family.
Joe made it great
Very professional and courteous
The entire team was thorough and forward on info needed. They explained the process and had an easy program to submit info to ensure a timely close
Very courteous and polite. Wasn’t very happy with the delays and lack of communication. Overall Joe is a professional and they delivered the rate they promised with no hidden fees.
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About
Joseph is a part of our Executive Management team and implements procedural and growth strategies. Joe is a veteran in the industry with more than 30 years of mortgage banking experience. He has held Executive Management positions in both private and publicly traded companies. Joe was also a partner in a mortgage banking firm and acted as its President and CEO for seven years employing over 200 people. These experiences have eminently prepared him for this role at FAHM. Recently, he led a branch of a one-billion-dollar company to multiple top production awards over his tenure. On a personal note, Joe has been happily married for over 30 years to his wife Marianne. Together they have three children, Michael, Jessica and Dean.
Products & Services
Mortgage Loan Officer
Conventional Home Loan
Construction Loan
DSCR Loans
Cash-Out Refinances
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Renovation Loans
Refinancing
Down Payment Assistance
Non-QM Loans
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Positions
- FirstAlliance - Executive Vice President
Addresses and Serving Areas
Primary Serving Area
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 204976 - NJ
Disclaimer
First Alliance Home Mortgage, LLC. NMLS ID #5034 www.fahmloans.com
20 Jackson Drive 2nd Floor – Cranford NJ 07016 – 732-582-3338
Licensed in AZ, CA, CO, CT, DC, DE, FL, GA, ID, IL, IN, KY, LA, MA, MD, MI, MS, MT, NC, NH, NJ, NY, OH, PA, RI, SC, TN, TX, VA, VT, WI, WV.
Licensed Residential Mortgage Lender; Licensed by the New Jersey Department of Banking & Insurance.
NYS Department of Financial Services Licensed Mortgage Banker.
(nmlsconsumeraccess.org)