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Joseph Cutalo - Executive Vice President | NMLS # 204976 in Cranford, NJ

Joseph Cutalo

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Executive Vice President | NMLS # 204976

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Joseph is a part of our Executive Management team and implements procedural and growth strategies. Joe is a veteran in the industry with more than 30 years of mortgage banking experience. He has held Executive Management positions in both p... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
95%
4 Star
5%
3 Star
0%
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Reviews from Web
  • Encompass
    G
    George E
    Monroe, NJ
    Posted on July 14th, 2025 12:46 PM
    Great customer service and guidance.
    Reply from Joseph Cutalo
    July 17th, 2025 12:47 PM
    Thanks for the positive feedback, I appreciate it. I'm pleased to know that my customer service and guidance made a difference for you. If there's anything more I can do to assist you, please feel free to get in touch.
  • Encompass
    D
    Daniel J
    North Plainfield, NJ
    Posted on July 9th, 2025 01:06 PM
    Joe was incredibly helpful to my wife and me throughout the entire mortgage loan process, always available to answer our questions and guide us step by step. His professionalism and dedication made what could have been a stressful experience...
    read more
    Reply from Joseph Cutalo
    July 12th, 2025 01:08 PM
    Thank you, Daniel, for your kind words. I'm really glad to hear that I could assist you and your wife effectively throughout the mortgage loan process. It's rewarding to know that my efforts helped make the experience manageable and less stressful...
    read more
  • write_review_unverified
    B
    Brian D
    Posted on September 3rd, 2024 03:48 PM
    Joe & I worked together on our current mortgage loan. He could not have been easier to work with as he made sure we had all the information needed. He was very knowledgable and professional through the entire process. I would recommend Joe...
    read more
  • Encompass
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    Stephen J G
    Morristown, NJ
    Posted on November 16th, 2022 02:20 PM
    easy system to upload docs and good communication -
  • Encompass
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    Hiru M
    Clifton, NJ
    Posted on July 12th, 2022 11:03 PM
    With out him I wouldn’t be in home right now God bless him and his family.
  • Encompass
    K
    Kevin M
    West Caldwell, NJ
    Posted on September 4th, 2021 04:41 PM
    Joe made it great
  • Encompass
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    Gary T
    Belleville, NJ
    Posted on April 11th, 2021 08:18 PM
    Very professional and courteous
  • Encompass
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    Stephen J
    Wildwood Crest, NJ
    Posted on March 16th, 2021 10:57 AM
    The entire team was thorough and forward on info needed. They explained the process and had an easy program to submit info to ensure a timely close
  • Encompass
    C
    Carlo O
    Toms River, NJ
    Posted on January 9th, 2021 12:18 PM
    Very courteous and polite. Wasn’t very happy with the delays and lack of communication. Overall Joe is a professional and they delivered the rate they promised with no hidden fees.
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    About
    Joseph is a part of our Executive Management team and implements procedural and growth strategies. Joe is a veteran in the industry with more than 30 years of mortgage banking experience. He has held Executive Management positions in both private and publicly traded companies. Joe was also a partner in a mortgage banking firm and acted as its President and CEO for seven years employing over 200 people. These experiences have eminently prepared him for this role at FAHM. Recently, he led a branch of a one-billion-dollar company to multiple top production awards over his tenure. On a personal note, Joe has been happily married for over 30 years to his wife Marianne. Together they have three children, Michael, Jessica and Dean.
    Products & Services
    Mortgage Loan Officer
    Conventional Home Loan
    Construction Loan
    DSCR Loans
    Cash-Out Refinances
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Renovation Loans
    Refinancing
    Down Payment Assistance
    Non-QM Loans
    View All
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    Positions
    • FirstAlliance - Executive Vice President
    Addresses and Serving Areas
    Primary Serving Area

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 204976 - NJ
    Disclaimer
    First Alliance Home Mortgage, LLC. NMLS ID #5034 www.fahmloans.com 20 Jackson Drive 2nd Floor – Cranford NJ 07016 – 732-582-3338 Licensed in AZ, CA, CO, CT, DC, DE, FL, GA, ID, IL, IN, KY, LA, MA, MD, MI, MS, MT, NC, NH, NJ, NY, OH, PA, RI, SC, TN, TX, VA, VT, WI, WV. Licensed Residential Mortgage Lender; Licensed by the New Jersey Department of Banking & Insurance. NYS Department of Financial Services Licensed Mortgage Banker. (nmlsconsumeraccess.org)