Joseph Cutalo
Executive Vice President | NMLS # 204976
Joseph is a part of our Executive Management team and implements procedural and growth strategies. Joe is a veteran in the industry with more than 30 years of mortgage banking experience. He has held Executive Management positions in both p... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Very good communication
Reply from Joseph Cutalo
September 8th, 2026 08:15 PM
Thank you, Renato, for highlighting the good communication. It's important to me that you feel informed and supported throughout the process.
joe was accessible and answered any and all of my questions -
Reply from Joseph Cutalo
September 7th, 2026 03:19 PM
I'm glad to hear that you found me accessible and that I could answer all your questions, Maryann. Your satisfaction is important to me, and I'm pleased I could assist you effectively.
Communication and clarification
Reply from Joseph Cutalo
June 12th, 2026 05:30 PM
I'm grateful for your feedback on the communication and clarification, Anthony. Ensuring clear communication is a priority for me, and I'm pleased it was helpful to you. If you have any more questions or need assistance, feel free to reach...
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Joe takes the time to make sure you understand everything about your loan. He also is available to answer any questions that arise throughout the process.
Reply from Joseph Cutalo
June 10th, 2026 01:20 PM
I appreciate your kind words, Amanda. It's important to me that you feel confident and informed about your loan. I'm always here if you have more questions or need further assistance.
I truly appreciate the dedication and persistence Joseph showed on the lending side, especially pushing through approvals right up until the last minute. Your commitment made a real difference.
Reply from Joseph Cutalo
January 9th, 2026 07:42 PM
Zoheb, it was an absolute pleasure to work with you and thank you very much for the kind words, it's greatly appreciated. All the best with your new home.
Hi It was great cause it was very complicated and probably a little confusing at times but you got it done.!!! I want to thank you for all you did to make it happen for me .
Reply from Joseph Cutalo
January 9th, 2026 07:46 PM
Laura, it was my pleasure to assist you and I'm glad it all worked out. You, Lorraine and Eddie were very easy to work with and cooperative which helped tremendously in getting us to a closing. All the best of health and happiness always.
Excellent communication and professional advice throughout the homebuying process.
Reply from Joseph Cutalo
December 29th, 2025 09:24 PM
Thanks for sharing your experience, Thomas. I’m pleased to know that the communication and advice provided throughout your homebuying process met your expectations. If you have any further questions or need additional support, feel free to...
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Joe is very easy to work. Explains everything clearly and it great detail.
Reply from Joseph Cutalo
December 15th, 2025 04:21 PM
I'm glad to hear that you found my explanations clear and detailed, Tina. It’s important to me to ensure everything is well understood. If you have any more questions or need further assistance, please don't hesitate to reach out.
Joseph Cutalo was quick to respond to all my questions and explained the whole process so it was easy to understand
Reply from Joseph Cutalo
August 3rd, 2025 04:12 PM
I'm delighted to hear that I could provide clarity and timely responses throughout your experience, Michael. Making the process understandable is always a priority for me. If you have any more questions or need additional assistance, feel free...
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Great customer service and guidance.
Reply from Joseph Cutalo
July 17th, 2025 12:47 PM
Thanks for the positive feedback, I appreciate it. I'm pleased to know that my customer service and guidance made a difference for you. If there's anything more I can do to assist you, please feel free to get in touch.
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About
Joseph is a part of our Executive Management team and implements procedural and growth strategies. Joe is a veteran in the industry with more than 30 years of mortgage banking experience. He has held Executive Management positions in both private and publicly traded companies. Joe was also a partner in a mortgage banking firm and acted as its President and CEO for seven years employing over 200 people. These experiences have eminently prepared him for this role at FAHM. Recently, he led a branch of a one-billion-dollar company to multiple top production awards over his tenure. On a personal note, Joe has been happily married for over 30 years to his wife Marianne. Together they have three children, Michael, Jessica and Dean.
Products & Services
Mortgage Loan Officer
Conventional Home Loan
Construction Loan
DSCR Loans
Cash-Out Refinances
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Renovation Loans
Refinancing
Down Payment Assistance
Non-QM Loans
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Positions
- FirstAlliance - Executive Vice President
Addresses and Serving Areas
Primary Serving Area
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 204976 - NJ
Disclaimer
First Alliance Home Mortgage, LLC. NMLS ID #5034 www.fahmloans.com
20 Jackson Drive 2nd Floor – Cranford NJ 07016 – 732-582-3338
Licensed in AZ, CA, CO, CT, DC, DE, FL, GA, ID, IL, IN, KY, LA, MA, MD, MI, MS, MT, NC, NH, NJ, NY, OH, PA, RI, SC, TN, TX, VA, VT, WI, WV.
Licensed Residential Mortgage Lender; Licensed by the New Jersey Department of Banking & Insurance.
NYS Department of Financial Services Licensed Mortgage Banker.
(nmlsconsumeraccess.org)