Jay Domenic
Mortgage Loan Officer | NMLS # 504845
Jay has been assisting his clients achieve their dream of homeownership for over 37 years. Based in Charlottesville, Virginia, Jay expands Towne Mortgage's reach to serve more prospective homebuyers and those seeking refinancing. Having at... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
We had some issues to work around and Jay stayed with us all the way. We were finally able to purchase a home with the help of Jay and his expert help through the loan process.
Reply from Jay Domenic
April 27th, 2026 03:39 PM
It was a pleasure working with you and Brian. It certainly was an adventure! Congrats on your lovely new home.
Technology, expertise, transparency, and accessibility. Oh, and Jay was great to work with! He is a difference maker.
Reply from Jay Domenic
April 27th, 2026 03:40 PM
Thanks for the review. I certainly enjoyed helping you and Theresa. Looking forward to meeting up in Waynesboro soon.
Jay was excellent with open communication and thorough explanation. Truly made it easy as a first time home buyer.
Reply from Jay Domenic
April 14th, 2026 02:05 PM
Thanks for the great review! It was a pleasure helping you and Kayla with your first home purchase.
pleasant profession personable clear communication .
Reply from Jay Domenic
March 7th, 2026 10:07 PM
Thank you, Ruby. It was a pleasure helping you buy your first home!
Jay was really responsive to every need and request. He was professional and personable and handled all the details along the way. He made this an easy mortgage experience. Thanks!
Reply from Jay Domenic
January 6th, 2026 06:52 PM
We're delighted that you're happy with our service! Don't hesitate to reach out if you have any more questions.
You were very easy to talk to, we had no mortgage experience and you never made us feel that any question was a silly one
Reply from Jay Domenic
December 22nd, 2025 03:49 PM
Thanks, Yvonne! It was a pleasure helping you and Paul. Glad we got to meet in person at the closing.
Jay Domenic has received a review with 5 star rating from Yvonne W
Reply from Owner
December 8th, 2025 03:07 PM
Thanks, Yvonne!
Great communication and easy to deal with
Reply from Jay Domenic
December 8th, 2025 03:09 PM
Thanks, Paul. It was a pleasure getting to know you helping you and Yvonne with your home financing.
You being at closing
Reply from Jay Domenic
December 1st, 2025 02:30 PM
Thank you, Laura. It was a pleasure meeting you in person and helping you with your financing.
Jay Domenic has received a review with 5 star rating from Coleman N
Reply from Owner
January 9th, 2026 11:27 AM
We're honored to have been a part of your mortgage journey. Thank you for your positive review!
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About
Jay has been assisting his clients achieve their dream of homeownership for over 37 years. Based in Charlottesville, Virginia, Jay expands Towne Mortgage's reach to serve more prospective homebuyers and those seeking refinancing. Having attended the University of Virginia for wrestling, Jay is familiar with the area and is able to provide localized guidance and recommendations.
With his extensive history of serving clients in a variety of loan scenarios, he specializes in Conventional, FHA, VA, and USDA Loans. Jay is particularly fond of guiding first-time homebuyers through the mortgage process and playing a role in this major milestone for many people.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Lender
Conventional Home Loan
Home Renovation Loan
Specialities
Conventional, VA, FHA, USDA and Virgina Housing Financing. Purchases and refinances.
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
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Memberships
- Charlottesville Area Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 504845
Hobbies
- Fishing, golf, UVA Sports
- Fishing & golf
- Fishing, Golf
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Disclaimer
Towne Mortgage. NMLS 91904. Equal Housing Lender.
Towne Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. Towne Mortgage loan officers live in your communities and know the area.
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