

Jay Domenic
Mortgage Loan Officer | NMLS # 504845

Jay has been assisting his clients achieve their dream of homeownership for over 37 years. Based in Charlottesville, Virginia, Jay expands Towne Mortgage's reach to serve more prospective homebuyers and those seeking refinancing. Having at...... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Jay was committed to helping us buy a house during a very big move from our family from CA to VA. He walked us through every step of the way, was always available and communicative and made what could be a stressful process easy and painless...
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Reply from Jay Domenic
July 14th, 2025 02:14 PM
Thanks, Lacey! So happy to help. It was a pleasure working with you.
Jay was very friendly and incredibly helpful when it came to navigating the first time homebuying process. He was able to break down all aspects of securing a loan in terms that I could understand and I always felt like he had my best interest...
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Reply from Owner
April 22nd, 2025 06:28 PM
I'm thrilled to hear that you had such a positive experience during your first-time homebuying process. It was a pleasure assisting you with navigating the loan process and providing guidance on the Charlottesville area. Your kind words about...
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Jay went above and beyond what I would expect from a loan officer, explaining everything that was done in such detail that even I could under it. Jay was also incredibly "available" and ran through estimated closing numbers for me several dozen...
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Reply from Jay Domenic
September 17th, 2024 02:07 PM
Thanks, Lawrence. It was a pleasure helping you and Jeongmin with the financing on your new home.
We had some issues to work around and Jay stayed with us all the way. We were finally able to purchase a home with the help of Jay and his expert help through the loan process.
Reply from Jay Domenic
April 27th, 2026 03:39 PM
It was a pleasure working with you and Brian. It certainly was an adventure! Congrats on your lovely new home.
Technology, expertise, transparency, and accessibility. Oh, and Jay was great to work with! He is a difference maker.
Reply from Jay Domenic
April 27th, 2026 03:40 PM
Thanks for the review. I certainly enjoyed helping you and Theresa. Looking forward to meeting up in Waynesboro soon.
Jay was excellent with open communication and thorough explanation. Truly made it easy as a first time home buyer.
Reply from Jay Domenic
April 14th, 2026 02:05 PM
Thanks for the great review! It was a pleasure helping you and Kayla with your first home purchase.
pleasant profession personable clear communication .
Reply from Jay Domenic
March 7th, 2026 10:07 PM
Thank you, Ruby. It was a pleasure helping you buy your first home!
Jay was really responsive to every need and request. He was professional and personable and handled all the details along the way. He made this an easy mortgage experience. Thanks!
Reply from Jay Domenic
January 6th, 2026 06:52 PM
We're delighted that you're happy with our service! Don't hesitate to reach out if you have any more questions.
You were very easy to talk to, we had no mortgage experience and you never made us feel that any question was a silly one
Reply from Jay Domenic
December 22nd, 2025 03:49 PM
Thanks, Yvonne! It was a pleasure helping you and Paul. Glad we got to meet in person at the closing.
Jay Domenic has received a review with 5 star rating from Yvonne W
Reply from Owner
December 8th, 2025 03:07 PM
Thanks, Yvonne!
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About
Jay has been assisting his clients achieve their dream of homeownership for over 37 years. Based in Charlottesville, Virginia, Jay expands Towne Mortgage's reach to serve more prospective homebuyers and those seeking refinancing. Having attended the University of Virginia for wrestling, Jay is familiar with the area and is able to provide localized guidance and recommendations.
With his extensive history of serving clients in a variety of loan scenarios, he specializes in Conventional, FHA, VA, and USDA Loans. Jay is particularly fond of guiding first-time homebuyers through the mortgage process and playing a role in this major milestone for many people.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional, VA, FHA, USDA and Virgina Housing Financing. Purchases and refinances.
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
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Search Rank ScoreLearn More →
444
/850
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Memberships
- Charlottesville Area Association of Realtors
Addresses and Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 504845
Hobbies
- Fishing, golf, UVA Sports
- Fishing & golf
- Fishing, Golf
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Disclaimer
Towne Mortgage. NMLS 91904. Equal Housing Lender.
Towne Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. Towne Mortgage loan officers live in your communities and know the area.
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