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Jay Domenic - Mortgage Loan Officer | NMLS # 504845 in Charlottesville, VA

Jay Domenic

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Mortgage Loan Officer | NMLS # 504845

4.98
(180)
Company Logo
Jay has been assisting his clients achieve their dream of homeownership for over 37 years. Based in Charlottesville, Virginia, Jay expands Towne Mortgage's reach to serve more prospective homebuyers and those seeking refinancing. Having at...... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
Overall Ratings
4.98
(180)
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Reviews from Web
  • 5.0
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    Lacey F
    Charlottesville, VA
    Posted on July 12th, 2025 11:08 AM
    Jay was committed to helping us buy a house during a very big move from our family from CA to VA. He walked us through every step of the way, was always available and communicative and made what could be a stressful process easy and painless...
    read more
    Reply from Jay Domenic
    July 14th, 2025 02:14 PM
    Thanks, Lacey! So happy to help. It was a pleasure working with you.
  • 5.0
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    Josh G
    Posted on April 21st, 2025 04:51 PM
    Jay was very friendly and incredibly helpful when it came to navigating the first time homebuying process. He was able to break down all aspects of securing a loan in terms that I could understand and I always felt like he had my best interest...
    read more
    Reply from Owner
    April 22nd, 2025 06:28 PM
    I'm thrilled to hear that you had such a positive experience during your first-time homebuying process. It was a pleasure assisting you with navigating the loan process and providing guidance on the Charlottesville area. Your kind words about...
    read more
  • 5.0
    Encompass
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    Lawrence G
    Crozet, VA
    Posted on September 16th, 2024 08:21 PM
    Jay went above and beyond what I would expect from a loan officer, explaining everything that was done in such detail that even I could under it. Jay was also incredibly "available" and ran through estimated closing numbers for me several dozen...
    read more
    Reply from Jay Domenic
    September 17th, 2024 02:07 PM
    Thanks, Lawrence. It was a pleasure helping you and Jeongmin with the financing on your new home.
  • 5.0
    Encompass
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    William J W
    Zion Crossroads, VA
    Posted on April 27th, 2026 01:21 PM
    We had some issues to work around and Jay stayed with us all the way. We were finally able to purchase a home with the help of Jay and his expert help through the loan process.
    Reply from Jay Domenic
    April 27th, 2026 03:39 PM
    It was a pleasure working with you and Brian. It certainly was an adventure! Congrats on your lovely new home.
  • 5.0
    Encompass
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    Anthony J E
    Waynesboro, VA
    Posted on April 25th, 2026 01:37 PM
    Technology, expertise, transparency, and accessibility. Oh, and Jay was great to work with! He is a difference maker.
    Reply from Jay Domenic
    April 27th, 2026 03:40 PM
    Thanks for the review. I certainly enjoyed helping you and Theresa. Looking forward to meeting up in Waynesboro soon.
  • 5.0
    Encompass
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    David V
    Barboursville, VA
    Posted on April 14th, 2026 12:11 PM
    Jay was excellent with open communication and thorough explanation. Truly made it easy as a first time home buyer.
    Reply from Jay Domenic
    April 14th, 2026 02:05 PM
    Thanks for the great review! It was a pleasure helping you and Kayla with your first home purchase.
  • 5.0
    Encompass
    R
    Ruby E M
    Scottsville, VA
    Posted on March 7th, 2026 01:11 PM
    pleasant profession personable clear communication .
    Reply from Jay Domenic
    March 7th, 2026 10:07 PM
    Thank you, Ruby. It was a pleasure helping you buy your first home!
  • 5.0
    Encompass
    J
    Julia L W
    Charlottesville, VA
    Posted on December 30th, 2025 06:51 PM
    Jay was really responsive to every need and request. He was professional and personable and handled all the details along the way. He made this an easy mortgage experience. Thanks!
    Reply from Jay Domenic
    January 6th, 2026 06:52 PM
    We're delighted that you're happy with our service! Don't hesitate to reach out if you have any more questions.
  • 5.0
    Encompass
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    Yvonne W
    Palmyra, VA
    Posted on December 22nd, 2025 01:14 PM
    You were very easy to talk to, we had no mortgage experience and you never made us feel that any question was a silly one
    Reply from Jay Domenic
    December 22nd, 2025 03:49 PM
    Thanks, Yvonne! It was a pleasure helping you and Paul. Glad we got to meet in person at the closing.
  • 5.0
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    Y
    Yvonne W
    Posted on December 6th, 2025 02:43 AM
    Jay Domenic has received a review with 5 star rating from Yvonne W
    Reply from Owner
    December 8th, 2025 03:07 PM
    Thanks, Yvonne!
  • 10 of 180
    About
    Jay has been assisting his clients achieve their dream of homeownership for over 37 years. Based in Charlottesville, Virginia, Jay expands Towne Mortgage's reach to serve more prospective homebuyers and those seeking refinancing. Having attended the University of Virginia for wrestling, Jay is familiar with the area and is able to provide localized guidance and recommendations. With his extensive history of serving clients in a variety of loan scenarios, he specializes in Conventional, FHA, VA, and USDA Loans. Jay is particularly fond of guiding first-time homebuyers through the mortgage process and playing a role in this major milestone for many people.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional, VA, FHA, USDA and Virgina Housing Financing. Purchases and refinances.
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    View All
    444
    /850
    Search Rank Score
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    Memberships
    • Charlottesville Area Association of Realtors
    Addresses and Serving Areas

    Year Started

    1987

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 504845
    Hobbies
    • Fishing, golf, UVA Sports
    • Fishing & golf
    • Fishing, Golf
    • View All
    Disclaimer
    Towne Mortgage. NMLS 91904. Equal Housing Lender. Towne Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. Towne Mortgage loan officers live in your communities and know the area. This message is intended only for specified recipients. If you are not the intended recipient you are notified that disclosing, copying, distributing, or taking any action in reliance on the contents of this information is strictly prohibited. This communication represents the originator's personal views, which may not reflect those of TowneBank. The sender believes that this e-mail, including attachments, does not contain a virus, worm, trojan horse, or other malicious code when sent. This message and its attachments could have been infected during transmission. By reading the message and any attachments, the recipient accepts full responsibility for taking protective and remedial action about viruses and other defects. If you received this email in error, please immediately notify the sender.