Jay Domenic
Mortgage Loan Officer | NMLS # 504845
Jay has been assisting his clients achieve their dream of homeownership for over 37 years. Based in Charlottesville, Virginia, Jay expands Towne Mortgage's reach to serve more prospective homebuyers and those seeking refinancing. Having at... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Very responsive and helpful! I really appreciated it when he took the time to walk me through all the pages of the documents. So I would understand exactly what was going on!
Jay put in a lot of time on a small loan. He's a dedicated professional.
Jay was very informative and communicated regularly with updates concerning our loan and settlement process. Jay was very friendly and easy to talk to. I tell everyone about our wonderful experience with Jay of Towne Mortgage.
This process of buying our new house was very stressful. Jay Domenic and his team were the one bright spot. I cant thank Jay enough for all his hard work.
Jay was just a phenomenal partner through a failed contract process, numerous offers, speaking to a seller's agent about me over the weekend, holding our hands through the financing, and everything in between. I never anticipated appreciating...
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Couldn’t imagine anyone could be better
Jay was always available and would contact you right back, if you didn't catch him. He had no issue answering any of my questions. I called almost every day ( I worry) and they were very kind, even though I was needy! Thanks again!
Jay and the team were diligent, communication was clear and frequent. I appreciate the help and support!
Jay Domenic has received a review with 5 star rating from Mike Y
Reply from Owner
January 9th, 2026 11:00 AM
Thank you, Mike!
Jay was very thorough, upfront with any concerns, and also answered all of my questions in a very timely manner. The entire experience was, from beginning to end, the least stressful experience I have had with a mortgage. Jay let me know what...
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About
Jay has been assisting his clients achieve their dream of homeownership for over 37 years. Based in Charlottesville, Virginia, Jay expands Towne Mortgage's reach to serve more prospective homebuyers and those seeking refinancing. Having attended the University of Virginia for wrestling, Jay is familiar with the area and is able to provide localized guidance and recommendations.
With his extensive history of serving clients in a variety of loan scenarios, he specializes in Conventional, FHA, VA, and USDA Loans. Jay is particularly fond of guiding first-time homebuyers through the mortgage process and playing a role in this major milestone for many people.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Lender
Conventional Home Loan
Home Renovation Loan
Specialities
Conventional, VA, FHA, USDA and Virgina Housing Financing. Purchases and refinances.
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
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Memberships
- Charlottesville Area Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 504845
Hobbies
- Fishing, golf, UVA Sports
- Fishing & golf
- Fishing, Golf
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Disclaimer
Towne Mortgage. NMLS 91904. Equal Housing Lender.
Towne Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. Towne Mortgage loan officers live in your communities and know the area.
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