Jay Domenic
Mortgage Loan Officer | NMLS # 504845
Jay has been assisting his clients achieve their dream of homeownership for over 37 years. Based in Charlottesville, Virginia, Jay expands Towne Mortgage's reach to serve more prospective homebuyers and those seeking refinancing. Having at... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Quick responses, knowledgeable and gave spot on advice. Really appreciated his patience and understanding throughout the process as he educated me husband and I on expectations and steps.
This was our third time working with Jay. He is professional, personable, and worked hard to make sure we closed on time. We will 100% come back to Jay for any mortgage needs in the future.
Reply from Owner
January 9th, 2026 10:32 AM
Thanks Kathleen. Always a pleasure working with you and Chris.
This was our third time working with Jay. He is professional, personable, and worked hard to make sure we closed on time. We will 100% come back to Jay for any mortgage needs in the future.
Being a first time home buyer, Jay and his team were extremely helpful. They made sure to explain everything thoroughly, and were also always available to answer any questions we had.
Jay is a responsive, experienced, caring professional. He makes the whole process of applying for a loan as painless as possible.
He made everything easy asked for my paper and he did all the work. He was easy to talk to always had an answer or would get back to me quick.
Jay Domenic has received a review with 5 star rating from Lisa D
Reply from Owner
January 9th, 2026 11:00 AM
Thank you for taking the time to review. It was a pleasure working with you.
The communication from Jay was phenomenal!
Jay was communicative and offered great advice for a first time homebuyer like me. He was patient and responsive.
Jay did a great job at helping me learn and understand everything I needed to know about my loan and the lending process
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About
Jay has been assisting his clients achieve their dream of homeownership for over 37 years. Based in Charlottesville, Virginia, Jay expands Towne Mortgage's reach to serve more prospective homebuyers and those seeking refinancing. Having attended the University of Virginia for wrestling, Jay is familiar with the area and is able to provide localized guidance and recommendations.
With his extensive history of serving clients in a variety of loan scenarios, he specializes in Conventional, FHA, VA, and USDA Loans. Jay is particularly fond of guiding first-time homebuyers through the mortgage process and playing a role in this major milestone for many people.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Lender
Conventional Home Loan
Home Renovation Loan
Specialities
Conventional, VA, FHA, USDA and Virgina Housing Financing. Purchases and refinances.
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
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Memberships
- Charlottesville Area Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 504845
Hobbies
- Fishing, golf, UVA Sports
- Fishing & golf
- Fishing, Golf
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Disclaimer
Towne Mortgage. NMLS 91904. Equal Housing Lender.
Towne Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. Towne Mortgage loan officers live in your communities and know the area.
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