

Jay Domenic
Mortgage Loan Officer | NMLS # 504845

Jay has been assisting his clients achieve their dream of homeownership for over 37 years. Based in Charlottesville, Virginia, Jay expands Towne Mortgage's reach to serve more prospective homebuyers and those seeking refinancing. Having at... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Jay was phenomenal in helping us purchase our first home!
Jay Domenic has received a review with 5 star rating from Seth C
Reply from Owner
January 9th, 2026 11:00 AM
Thank you, Seth!
Jay helped us through some really tough situations to get our loan and house.We would highly recommend!
Jay was very knowledgeable and helped me look for ways to finance my house. He followed up regularly and was very professional. I appreciate his support.
His professional manner and knowledge was fabulous. We thoroughly enjoyed being able to speak with him about anything and if he didn’t know, he made sure he always got back to us with an answer.
Jay responded to every one of my phone calls, emails, or texts very quickly and practically always within the same day. Even when I was out of state and my wife was in state he kept both of us both expertly informed about our loan. I know that...
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Jay was so professional, knowledgeable, and friendly! Words can't express how happy I am to have met and worked with Jay on my mortgage.
We were in a very unique situation when we arrived in Virginia looking to buy a house but Jay made it work and we are so grateful.
Jay was extremely knowledgeable and professional. He was also responsive, which is a priority to us. He answered all phone calls and responded to emails very timely. Our home buying process had very few issues and Jay was part of making that...
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Jay provided timely responses and a level of expertise that was required when we had questions. He was extremely professional, provided great customer service and was easy to work with.
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About
Jay has been assisting his clients achieve their dream of homeownership for over 37 years. Based in Charlottesville, Virginia, Jay expands Towne Mortgage's reach to serve more prospective homebuyers and those seeking refinancing. Having attended the University of Virginia for wrestling, Jay is familiar with the area and is able to provide localized guidance and recommendations.
With his extensive history of serving clients in a variety of loan scenarios, he specializes in Conventional, FHA, VA, and USDA Loans. Jay is particularly fond of guiding first-time homebuyers through the mortgage process and playing a role in this major milestone for many people.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Lender
Conventional Home Loan
Home Renovation Loan
Specialities
Conventional, VA, FHA, USDA and Virgina Housing Financing. Purchases and refinances.
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
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Memberships
- Charlottesville Area Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 504845
Hobbies
- Fishing, golf, UVA Sports
- Fishing & golf
- Fishing, Golf
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Disclaimer
Towne Mortgage. NMLS 91904. Equal Housing Lender.
Towne Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. Towne Mortgage loan officers live in your communities and know the area.
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