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Jay Melgar - Loan Officer | NMLS# 1907751 in Louisville, KY

Jay Melgar

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Loan Officer | NMLS# 1907751

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At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
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Location & Business Hours
Business Hours
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24 hours
Thu
24 hours
Fri
24 hours
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5 Star
92%
4 Star
5%
3 Star
2%
2 Star
1%
1 Star
0%
Reviews from Web
  • google
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    Rafik J
    Posted on August 23rd, 2026 01:15 AM
    I was a first time homebuyer, and that meant I didn’t know anything about the process. But Jay walked me through it all. He explained everything step-by-step. He went above and beyond to make sure not only did I understand the process, but...
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    Reply from Owner
    August 31st, 2026 02:47 PM
    Thank you so much for sharing your experience, Rafik. I'm pleased to hear that I could guide you through the homebuying process and ensure you felt informed and prepared. It was a pleasure to assist you with this important milestone.
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    Rafik J
    Louisville, KY
    Posted on August 23rd, 2026 01:09 AM
    I was a first time homebuyer, and that meant I didn’t know anything about the process. But Jay walked me through it all. He explained everything step-by-step. He went above and beyond to make sure not only did I understand the process, but...
    read more
    Reply from Jay Melgar
    August 23rd, 2026 07:35 PM
    Rafik, I'm pleased to know that I could assist you as a first-time homebuyer. It's important to me that you feel informed and supported throughout the process. Thank you for your kind words, and I'm glad I could help guide you through each...
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    Yasnier A
    Posted on August 21st, 2026 03:07 AM
    Jay Melgar has received a review with 5 star rating from Yasnier A
    Reply from Owner
    August 23rd, 2026 07:35 PM
    Thank you for the positive rating, Yasnier. I'm grateful for your support!
  • Encompass
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    Yasnier A
    Louisville, KY
    Posted on August 21st, 2026 03:05 AM
    Jay is the best my professional
    Reply from Jay Melgar
    August 23rd, 2026 07:35 PM
    Thank you so much for your kind words, Yasnier. I'm pleased to know that you had a positive experience with my services. If there's anything else I can do for you, please feel free to reach out.
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    Alma M B
    Posted on August 20th, 2026 11:16 PM
    ⭐️⭐️⭐️⭐️⭐️I had a great experience working with Sir Jay Melgar. From the beginning, he was very easy to communicate with, explained things clearly, and patiently guided us through the mortgage process. He was very understanding and always willing...
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    Reply from Owner
    August 23rd, 2026 07:36 PM
    I'm grateful for your kind words, Alma. It was a pleasure to assist you and I'm pleased to hear that you felt supported throughout the mortgage process. If you have any more questions in the future, please feel free to reach out.
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    Jonah K
    Posted on August 15th, 2026 03:34 PM
    Was very easy getting approved and the process was made simple for me to understand. Jay Melgar was great to work with!!!
    Reply from Owner
    August 23rd, 2026 07:36 PM
    I'm pleased to hear that the approval process was easy and understandable for you, Jonah. It was great working with you as well!
  • Encompass
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    Jonah K
    Greensburg, KY
    Posted on August 15th, 2026 02:06 PM
    process Was easy to understand and being able to buy a home
    Reply from Jay Melgar
    August 23rd, 2026 07:36 PM
    I'm pleased to know that you found the process easy to understand, Jonah. I'm glad I could assist you in buying your home!
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    Diana S
    Posted on August 10th, 2026 05:49 PM
    I highly recommend working with Jay. He is very knowledgeable, helpful, and always willing to answer questions and explain things throughout the process. He is responsive, easy to work with, and makes the lending side of the transaction run...
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    Reply from Owner
    August 23rd, 2026 07:37 PM
    Thank you so much, Diana, for your kind words and recommendation. I'm pleased that you found my support helpful and that the process was smooth for you. It's always great to hear that I could be a reliable partner in your lending experience....
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    Nadzky B
    Posted on August 9th, 2026 08:42 AM
    Jay was very helpful, professional, and easy to work with. He was always responsive and made sure we understood each step of the process. We really appreciate his help and support throughout our home-buying experience.
    Reply from Owner
    August 23rd, 2026 07:38 PM
    Thank you so much for your kind words, Nadzky. I'm grateful to hear that you found my support helpful and that the process was clear for you. It was a pleasure working with you on your home-buying journey.
  • Encompass
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    Ronald B
    Louisville, KY
    Posted on August 9th, 2026 08:41 AM
    The experience was great because the entire process was smooth and well organized. Our lender was very responsive, professional, and always willing to answer our questions and explain each step clearly. We felt supported and informed throughout...
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    Reply from Jay Melgar
    August 9th, 2026 10:12 PM
    I'm pleased to hear that you had a great experience, Ronald. Knowing that the process was smooth and well-organized for you is very rewarding. I aim to be as responsive and supportive as possible, so your kind feedback means a lot. If you have...
    read more
  • 11–20 of 328
    About
    At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021. For more information, go to fairwayindependentmc.com
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Non-QM
    Specialities
    Mortgages
    Mortgage Loans
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    Memberships
    • Veterans
    • MBS Highway
    • NMLS
    • View All
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2019

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 1907751
    Awards
    Top KHC LO
    Achievements
    • NAHREP Top 250 regional
    Hobbies
    • Golf
    • Soccer
    • Family
    • View All
    Disclaimer
    Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289). 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity. Legal Disclosures: bit.ly/FIMCDisclosures