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Jay Melgar - Loan Officer | NMLS# 1907751 in Louisville, KY

Jay Melgar

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Loan Officer | NMLS# 1907751

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At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
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24 hours
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24 hours
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24 hours
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Reviews from Web
  • Encompass
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    Yasnier A
    Louisville, KY
    Posted on August 21st, 2026 03:05 AM
    Jay is the best my professional
  • google
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    Alma M B
    Posted on August 20th, 2026 11:16 PM
    ⭐️⭐️⭐️⭐️⭐️I had a great experience working with Sir Jay Melgar. From the beginning, he was very easy to communicate with, explained things clearly, and patiently guided us through the mortgage process. He was very understanding and always willing...
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  • google
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    Jonah K
    Posted on August 15th, 2026 03:34 PM
    Was very easy getting approved and the process was made simple for me to understand. Jay Melgar was great to work with!!!
  • Encompass
    J
    Jonah K
    Greensburg, KY
    Posted on August 15th, 2026 02:06 PM
    process Was easy to understand and being able to buy a home
  • google
    D
    Diana S
    Posted on August 10th, 2026 05:49 PM
    I highly recommend working with Jay. He is very knowledgeable, helpful, and always willing to answer questions and explain things throughout the process. He is responsive, easy to work with, and makes the lending side of the transaction run...
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  • google
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    Nadzky B
    Posted on August 9th, 2026 08:42 AM
    Jay was very helpful, professional, and easy to work with. He was always responsive and made sure we understood each step of the process. We really appreciate his help and support throughout our home-buying experience.
  • Encompass
    R
    Ronald B
    Louisville, KY
    Posted on August 9th, 2026 08:41 AM
    The experience was great because the entire process was smooth and well organized. Our lender was very responsive, professional, and always willing to answer our questions and explain each step clearly. We felt supported and informed throughout...
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    Reply from Jay Melgar
    August 9th, 2026 10:12 PM
    I'm pleased to hear that you had a great experience, Ronald. Knowing that the process was smooth and well-organized for you is very rewarding. I aim to be as responsive and supportive as possible, so your kind feedback means a lot. If you have...
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    Liscano P W L
    Posted on July 29th, 2026 09:06 PM
    I can't recommend Jay Melgar highly enough. From start to finish, the entire process was handled with the highest level of professionalism, honesty, and attention to detail. Every question I had was answered promptly, and I always felt informed...
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    Reply from Jay Melgar NMLS 1907751 Fairway IMC...
    August 9th, 2026 10:18 PM
    Thank you so much for your wonderful words, Liscano. I'm pleased to know that my efforts to provide professionalism, honesty, and detailed attention made a positive impact on your experience. Your trust and confidence mean a lot to me, and...
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  • google
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    Claudia C D L T
    Posted on July 14th, 2026 01:00 PM
    (Translated by Google) Excellent service and quality, always keeping you informed at all times. (Original) Muy buena atención y calidad de servicio siempre manteniéndote informado en todo momento.
  • Encompass
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    Claudia C
    Louisville, KY
    Posted on July 14th, 2026 12:59 PM
    Excelente comunicación, excelente trato y atención. Me sentí siempre actualizada con cada paso.
    Reply from Jay Melgar
    August 9th, 2026 10:23 PM
    Me alegra mucho saber que te sentiste bien informada durante todo el proceso, Claudia. Aprecio tus amables palabras sobre la comunicación y el trato recibido. Si necesitas algo en el futuro, no dudes en contactarme.
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    About
    At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021. For more information, go to fairwayindependentmc.com
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Non-QM
    Specialities
    Mortgages
    Mortgage Loans
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    Memberships
    • Veterans
    • MBS Highway
    • NMLS
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    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2019

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 1907751
    Awards
    Top KHC LO
    Achievements
    • NAHREP Top 250 regional
    Hobbies
    • Golf
    • Soccer
    • Family
    • View All
    Disclaimer
    Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289). 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity. Legal Disclosures: bit.ly/FIMCDisclosures