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Jay Melgar - Loan Officer | NMLS# 1907751 in Louisville, KY

Jay Melgar

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Loan Officer | NMLS# 1907751

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At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
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Business Hours
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24 hours
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24 hours
Fri
24 hours
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5 Star
92%
4 Star
5%
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2%
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1%
1 Star
0%
Reviews from Web
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    Jose O
    Posted on October 23rd, 2024 11:27 PM
    I have had the absolute pleasure of working alongside Jay Melgar, and I cannot recommend him enough as a mortgage lender. Jay is phenomenal at what he does—he is dedicated, fast, and finds solutions no matter how complex the deal is. Even if...
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    Reply from Jay Melgar
    October 15th, 2025 03:42 PM
    It's gratifying to read your feedback, Jose. I am pleased to know that my dedication and efforts have made a significant impact on your home financing experience. Ensuring my clients feel secure and informed through every step is my priority....
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    Katy R
    Posted on October 16th, 2024 01:21 PM
    Met Jay recently. Very knowledgable and efficient, amazing at helping people who need to be quick! Has been in business for a bit and has earned his success. Hard working lender who will get the job done for you! Highly recommend him!
    Reply from Owner
    December 11th, 2024 06:37 PM
    I'm thrilled to hear that you had a positive experience, Katy! It's always rewarding to know that my knowledge and efficiency proved beneficial in your case. I deeply appreciate your kind words and high recommendation. I'll continue to strive...
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    Ruben M
    Posted on October 6th, 2024 10:28 PM
    Jay Melgar has received a review with 5 star rating from Ruben M
    Reply from Owner
    December 11th, 2024 06:37 PM
    I'm absolutely thrilled to hear that you had a great experience with me at Fairway Independent Mortgage Corporation, Ruben! Your top rating is very much appreciated. It's a pleasure to know that I was able to meet your expectations. If you...
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    Jose B
    Posted on October 2nd, 2024 03:38 PM
    Excellent mortgage lender. Attentive, responsive, quick, effective. Knowledgable. We need more like this. Close more than 10 deals a year with Jay.
    Reply from Owner
    January 9th, 2026 01:09 PM
    Ty! Quick to respond is one of our core values
  • SFTP
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    Harlin W
    Louisville, KY
    Posted on September 30th, 2024 03:37 PM
    You guys were patient with me that made you very happy
    Reply from Jay Melgar
    August 4th, 2025 02:29 PM
    Really appreciate your kind words, Harlin. It was a pleasure to work with you on your loan purchase. Your patience and understanding made the process smoother too. I'm glad that the service provided by Fairway Independent Mortgage Corporation...
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    Andrea C
    Louisville, KY
    Posted on September 23rd, 2024 02:18 AM
    My realtor was amazing and Jay was excellent and very professional. They made my experience very easy and explain everything down to exact details that was needed.
    Reply from Jay Melgar
    August 4th, 2025 02:29 PM
    Thank you Andrea! we strive to provide an amazing experience 100% of the time
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    Tawnya D
    Louisville, KY
    Posted on September 19th, 2024 07:43 PM
    My agent, Janitra was so patient and always helpful. Also Jay was friendly and worked so hard to help me find and purchase my home.
    Reply from Jay Melgar
    August 4th, 2025 02:29 PM
    Thank you for the stellar review, Tawnya! I'm thrilled to hear about your positive experience with Janitra and myself. We always strive to provide the best service to our customers at Fairway Independent Mortgage Corporation, and it's gratifying...
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    James C
    Louisville, KY
    Posted on September 19th, 2024 01:10 PM
    That you all where very helpful and passion
    Reply from Jay Melgar
    August 4th, 2025 02:29 PM
    Thank you James! We strive to make the process enjoyable and we do have passion for helping folks and their friends and families
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    Cris L
    Posted on September 17th, 2024 10:33 PM
    Very informative and supportive, and his bilingual skills are a plus in the process. 100% recommended.
    Reply from Jay Melgar
    August 4th, 2025 02:29 PM
    Gracias :) Consistent communication is one of Fairway core values
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    Frantz T
    Louisville, KY
    Posted on September 6th, 2024 11:25 PM
    It was simply great.
    Reply from Jay Melgar
    August 4th, 2025 02:29 PM
    Thank you Frantz! Amazing experience is one of our core values
  • 121–130 of 328
    About
    At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021. For more information, go to fairwayindependentmc.com
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Non-QM
    Specialities
    Mortgages
    Mortgage Loans
    What is the Search Rank Score®?
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    Memberships
    • Veterans
    • MBS Highway
    • NMLS
    • View All
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2019

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 1907751
    Awards
    Top KHC LO
    Achievements
    • NAHREP Top 250 regional
    Hobbies
    • Golf
    • Soccer
    • Family
    • View All
    Disclaimer
    Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289). 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity. Legal Disclosures: bit.ly/FIMCDisclosures