

Jay Melgar
Loan Officer | NMLS# 1907751

At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
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Business Hours
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24 hours
Thu
24 hours
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24 hours
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Reviews from Web
I have had the absolute pleasure of working alongside Jay Melgar, and I cannot recommend him enough as a mortgage lender. Jay is phenomenal at what he does—he is dedicated, fast, and finds solutions no matter how complex the deal is. Even if...
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Reply from Jay Melgar
October 15th, 2025 03:42 PM
It's gratifying to read your feedback, Jose. I am pleased to know that my dedication and efforts have made a significant impact on your home financing experience. Ensuring my clients feel secure and informed through every step is my priority....
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Met Jay recently. Very knowledgable and efficient, amazing at helping people who need to be quick! Has been in business for a bit and has earned his success. Hard working lender who will get the job done for you! Highly recommend him!
Reply from Owner
December 11th, 2024 06:37 PM
I'm thrilled to hear that you had a positive experience, Katy! It's always rewarding to know that my knowledge and efficiency proved beneficial in your case. I deeply appreciate your kind words and high recommendation. I'll continue to strive...
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Jay Melgar has received a review with 5 star rating from Ruben M
Reply from Owner
December 11th, 2024 06:37 PM
I'm absolutely thrilled to hear that you had a great experience with me at Fairway Independent Mortgage Corporation, Ruben! Your top rating is very much appreciated. It's a pleasure to know that I was able to meet your expectations. If you...
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Excellent mortgage lender. Attentive, responsive, quick, effective. Knowledgable. We need more like this.
Close more than 10 deals a year with Jay.
Reply from Owner
January 9th, 2026 01:09 PM
Ty! Quick to respond is one of our core values
You guys were patient with me that made you very happy
Reply from Jay Melgar
August 4th, 2025 02:29 PM
Really appreciate your kind words, Harlin. It was a pleasure to work with you on your loan purchase. Your patience and understanding made the process smoother too. I'm glad that the service provided by Fairway Independent Mortgage Corporation...
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My realtor was amazing and Jay was excellent and very professional. They made my experience very easy and explain everything down to exact details that was needed.
Reply from Jay Melgar
August 4th, 2025 02:29 PM
Thank you Andrea! we strive to provide an amazing experience 100% of the time
My agent, Janitra was so patient and always helpful. Also Jay was friendly and worked so hard to help me find and purchase my home.
Reply from Jay Melgar
August 4th, 2025 02:29 PM
Thank you for the stellar review, Tawnya! I'm thrilled to hear about your positive experience with Janitra and myself. We always strive to provide the best service to our customers at Fairway Independent Mortgage Corporation, and it's gratifying...
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That you all where very helpful and passion
Reply from Jay Melgar
August 4th, 2025 02:29 PM
Thank you James! We strive to make the process enjoyable and we do have passion for helping folks and their friends and families
Very informative and supportive, and his bilingual skills are a plus in the process. 100% recommended.
Reply from Jay Melgar
August 4th, 2025 02:29 PM
Gracias :) Consistent communication is one of Fairway core values
It was simply great.
Reply from Jay Melgar
August 4th, 2025 02:29 PM
Thank you Frantz! Amazing experience is one of our core values
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About
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021. For more information, go to fairwayindependentmc.com
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Fixed Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Non-QM
Specialities
Mortgages
Mortgage Loans
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Memberships
- Veterans
- MBS Highway
- NMLS
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2019
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1907751
Awards
Top KHC LO
Achievements
- NAHREP Top 250 regional
Hobbies
- Golf
- Soccer
- Family
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Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures