Jay Jones
Loan Officer | NMLS# 1140576
HappyDog is your loyal companion in the mortgage landscape, fetching you a better home financing experience. We believe getting a mortgage shouldn't be a stressful chase, so we've reimagined the process with transparency and speed, offering... Show More
Location & Business Hours
Business Hours
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24 hours
Wed
24 hours(Open now)
Thu
24 hours
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Reviews from Web
Jay is a professional, highly experienced loan officer. He helped us navigate a difficult loan process that created an opportunity for us to be able to keep our home. He communicates well and kept us informed through out the process. I highly...
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Reply from Jay Jones
October 21st, 2026 04:38 AM
Virginia, thank you so much for your kind words and your trust. I know that process wasn’t easy, and I truly admire how you stuck with it. Helping you keep your home is exactly why I love what I do. Thank you for the recommendation, and please...
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Jay is so well informed and easy to talk to. he's a great teacher and made the first time buying experience so comfortable and easy!
Reply from Jay Jones
October 21st, 2026 04:38 AM
Sara, thank you so much! Helping first-time buyers understand the process is one of my favorite parts of this job, so being called a great teacher really means a lot. I’m so glad the experience felt comfortable for you. I hope you’re loving...
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I have known Jay for a few years. He has spent so much time helping me through complicated situations with the loan on my home (yucky divorce, VA loan, etc.). He’s very detail oriented and so is his team. He came up with lots of options for...
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What made it great for me was that my fiancé did 99% of the work required on our end haha. On a serious note Jay did 110% of the work required on his end. She worked with Jay over the course of almost two years while we dipped our toes in and...
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Reply from Jay Jones
October 21st, 2026 04:42 AM
Thomas, thank you so much, and please give your fiancée a high five from me for all that hard work! It was a pleasure working with you both over those two years. The right home is always worth the wait, and I’m so happy you found yours. Thank...
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Jay, walked us through all the options, helped with the challenges as they come up through out the process and came through for us.
Jay was phenomenal in locking in our rate, helping us understand credits and how to use them to meet our needs, as well as impacts of decisions we made along the way. He also advocated for us to ensure our loan closed on time and worked to...
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constant updates to let us know where we were at and needs to get done.
Jay was prompt with answering questions and available during the hours I was free to answer questions .
Very friendly service coupled with extenive knowledge and ability to explain information in a tangible way.
please stop sending us surveys or maintain contact with us
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About
HappyDog is your loyal companion in the mortgage landscape, fetching you a better home financing experience. We believe getting a mortgage shouldn't be a stressful chase, so we've reimagined the process with transparency and speed, offering honest advice and competitive rates. Whether you're a first-time buyer or a seasoned homeowner across, we're dedicated to helping you achieve your property dreams with less stress and more value.
NMLS #2072896
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2013
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1140576
Disclaimer
HappyDog is a registered DBA of Go Rascal Inc., a licensed mortgage broker. Loans are arranged through third-party lenders. All loans are subject to underwriting approval, terms and conditions may apply, and programs are subject to change without notice. We are an Equal Housing Opportunity mortgage broker. We do not discriminate based on race, color, religion, nation origin, sex, familial status, or disability. This is intended for consumers in Arizona, California, Colorado, Oregon, Texas, and Washington only. Go Rascal Inc. does not conduct business as HappyDog in any states not listed. Go Rascal Inc. NMLS ID: 2072896 NMLS Consumer Access