Jay Jones
Loan Officer | NMLS# 1140576
HappyDog is your loyal companion in the mortgage landscape, fetching you a better home financing experience. We believe getting a mortgage shouldn't be a stressful chase, so we've reimagined the process with transparency and speed, offering... Show More
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Reviews from Web
Anyone who has ever bought knows that it’s a whirlwind experience it is and I wanted to take the time to say a huge THANK YOU to Jay and his team. He made this such an incredible experience for me. Jay took so much time to discuss all my thousands...
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Reply from Jay Jones
October 21st, 2026 04:31 AM
Anna, thank you so much for taking the time to write this! You’re right, buying a home really is a whirlwind, and I’m so glad we could make it a little easier for you. Please know your questions were never too many. Asking questions is exactly...
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Jay is personal and phenomenal! If you’re looking for a lender that truly cares about your outcome and is easy to talk to, then I would 100% chat with Jay. He knows his stuff, doesn’t talk over you, and makes you feel valued. Highly recommend...
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Reply from Jay Jones
October 21st, 2026 04:32 AM
Alisha, thank you! Coming from someone who goes above and beyond for her own clients every day, this means a lot. I love working with you, and I’m grateful for your trust and your partnership. Here’s to many more closings together!
– Jay
I was buying my first ever home and was confused and overwhelmed by the entire process and didn't know where to start. Ever since I got in contact with Jay he made everything so easy to understand. He and his colleague Alex were so helpful...
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Reply from Jay Jones
October 21st, 2026 04:33 AM
Amy, thank you so much for this! Buying your first home can feel overwhelming, and not knowing where to start is completely normal. That’s exactly why we’re here. Alex and I loved walking through each step with you and watching your confidence...
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How fortunate for me that I was referred to Jay! From the first phone call through the close of my home purchase, Jay Jones was friendly, professional, accurate, and prompt. He kept me well informed throughout, provided correct info at every...
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Reply from Jay Jones
October 21st, 2026 04:34 AM
Mary, thank you so much! I’m grateful for the referral that brought us together, and even more grateful you trusted me with your home purchase. Keeping you informed and the process on track was always the goal, and it was a pleasure working...
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Jay and his team were wonderful to work with. The process was smooth and they were there to answer any questions I had a long the way. 100% would recommend and we will definitely use them in the future
Reply from Jay Jones
October 21st, 2026 04:35 AM
Kendra, thank you so much! I’m so glad the process felt smooth and that we could be there for every question along the way. It was a pleasure working with you, and it means a lot that you’d come back to us in the future. We’ll be here whenever...
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I can’t recommend Jay enough. He worked tirelessly with us and our realtor to help arrange the loan for our dream home. He even helped us figure out the right ratios for the down payment, loan, and HELOC taken out from our other house, which...
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Reply from Jay Jones Home Loans
July 9th, 2026 12:51 PM
Richard, thank you so much for the kind words, this genuinely made my day! It was such a pleasure working with you and your family to put this all together. Helping you navigate the purchase loan AND the HELOC on your rental property in the...
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Jay is my go-to loan officer for all my clients. He is exceptionally good at working with a wide variety of people. Every client likes him. He is smart, flexible, and goes the extra mile to meet their needs. As a realtor, I find him especially...
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Reply from SueAnn Aquila
June 13th, 2026 01:18 AM
Have you ever sold mobile homes?
SueAnn Aquila
Jay was fantastic to work with! He is very kind and an excellent communicator. As a first time home buyer, I was very nervous and he helped walk me through all the steps. I would trust and recommend him to any of my friends and family.
Reply from Jay Jones
October 21st, 2026 04:35 AM
Mia, thank you so much for the kind words! Feeling nervous as a first-time buyer is completely normal, and I’m so glad I could help make each step feel a little less intimidating. It was a pleasure working with you, and it means a lot that...
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Jay was very helpful and knew exactly what we needed to be able to purchase our current home. If I ever purchase another property, he will be the person I would call.
Reply from Jay Jones
October 21st, 2026 04:36 AM
Adriana, thank you so much! It was a pleasure helping you find the right path to your home. I’m grateful you trusted me with it, and I’d be honored to help again whenever you’re ready for your next property. Congratulations, and please don’t...
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Jay has always been super helpful and completed all things we have discussed in a quick and timely manner.
Reply from Jay Jones
October 21st, 2026 04:37 AM
RJ, thank you so much! Following through quickly on what we talk about is something I take seriously, so I really appreciate you noticing. I’m grateful for your continued trust, and I’m always here whenever you need anything!
– Jay
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About
HappyDog is your loyal companion in the mortgage landscape, fetching you a better home financing experience. We believe getting a mortgage shouldn't be a stressful chase, so we've reimagined the process with transparency and speed, offering honest advice and competitive rates. Whether you're a first-time buyer or a seasoned homeowner across, we're dedicated to helping you achieve your property dreams with less stress and more value.
NMLS #2072896
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2013
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1140576
Disclaimer
HappyDog is a registered DBA of Go Rascal Inc., a licensed mortgage broker. Loans are arranged through third-party lenders. All loans are subject to underwriting approval, terms and conditions may apply, and programs are subject to change without notice. We are an Equal Housing Opportunity mortgage broker. We do not discriminate based on race, color, religion, nation origin, sex, familial status, or disability. This is intended for consumers in Arizona, California, Colorado, Oregon, Texas, and Washington only. Go Rascal Inc. does not conduct business as HappyDog in any states not listed. Go Rascal Inc. NMLS ID: 2072896 NMLS Consumer Access