

Jay Cunningham
Senior Mortgage Loan Originator | NMLS# 224938

Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Jay is a Real Professional!! Always available and always helpful. He ensures you completely understand what's going on and always ensures you're in full agreement before taking any actions. He also is very good at educating you on processes...
read more
I have worked with Jay on more than one occasion and have no reason to look elsewhere. He is knowledgeable, has a strong supporting team, and makes the process clear and easy at all stages. When I work with Jay I know things will get done on...
read more
Jay had the patience and time to help me understand all the details on my rate and paperwork so when the time to sign came everthing was in order, appreciate all of his help and thanks again
Great experience, would definitely use again! I would highly recommend Jay and his team to exceed all you lending needs!
Jay has been the best experience throughout my home buying process. He gave me great rates and a very good deal on the loan. It was a pleasure to work with him.
Perfectly smooth process and excellent response times to every question. This is my second mortgage with Jay and would recommend him to everyone I know! Thank you so much. We LOVE our house.
Responsive, friendly, on top of documentation
Jay was great throughout. And mine was not a straight forward deal. He worked tirelessly to get my deal done and meet my schedule requirements.
Thanks again Jay for walking us through the "IL" process for the mortgage. Us Californians did not have a clue! You were very responsive and helpful at all times.
Jay treated us like we were family.
541–550 of 593
About
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American Dream. Featured in Metro Chicago Real Estate magazine as one of Chicagoland’s leading loan originators, Jay has been the highest producing originator in his office since transitioning from the real estate industry over 17 years ago. Recently he was honored as one of the company’s “Top Ten” originators nationwide.
Jay takes great pride in the fact that every customer is treated with respect regardless of their financial profile.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- First State Mortgage - Senior Loan Officer NMLS 224938Jan 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224938