

Jay Cunningham
Senior Mortgage Loan Originator | NMLS# 224938

Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Jay was very knowledgeable, helpful, and on top of everything! I would recommend him to anyone and everyone. He works great with all involved.
Simply the best!! Talk about refinacing made easy! Jay and his team worked diligently and helped us be at easy with the entire process, start to finish. We couldn't be happier. Thank you Jay and team!😊
Jay was very helpful throughout the whole processes. He would call to make sure I understand what was happening from the locking the rate to the final step.
Jay explains everything very thoroughly to make sure I'm comfortable with each and every process before we move forward. He is always available and willing to take my calls at any point in time! He is a pleasure to work with!
We had a great experience with Jay and would highly recommend him to anybody
Jay goes way beyond to get the job done. Outstandinh
Jay is excellent- very responsive, very helpful, and very knowledgeable. I have over 15 years experience and daily communications with mortgage brokers generally-- Jay is top notch. I highly recommend!
Jay was there to help me with any questions I had. And very responsive
We had good contact with each other either by email or phone calls. That includes the support people that work with Jay.
Jay worked very hard to accomplish this for me. He definitely earned my business.
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About
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American Dream. Featured in Metro Chicago Real Estate magazine as one of Chicagoland’s leading loan originators, Jay has been the highest producing originator in his office since transitioning from the real estate industry over 17 years ago. Recently he was honored as one of the company’s “Top Ten” originators nationwide.
Jay takes great pride in the fact that every customer is treated with respect regardless of their financial profile.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
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Positions
- First State Mortgage - Senior Loan Officer NMLS 224938Jan 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224938