

Jay Cunningham
Senior Mortgage Loan Originator | NMLS# 224938

Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American... Show More
Location & Business Hours
Business Hours
Sun
closed
Mon
8 AM to 5 PM
Tues
8 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Highly experienced. Would like to work and refer with Jay again.
I was a seamless process to refi my house with Jay and his team
Responded to messages promptly.
Jay is very knowledgeable and our clients trust him to make the process seamless.
Jay was fantastic all around, from communication, to frequency, to walking us through the process.
Jay is extremely good at breaking everything down into terms that can be understood and is great at responding to all inquiries, at all hours of the day.
Jay was always available and quick to respond to our questions, as well as always looked out for us.
Jay is a true professional....always very responsive, informative and patient with me personally and my clients. He always gets the job done in a timely fashion and I will continue to recommend him to everyone I know...thank you Jay!
Jay always takes the time to explain what is coming with your loans or refi's. He's honest, reliable, trustworthy, and patient. I would definably recommend Jay to anyone.
Jay was the best! He spent so much time walking through every single form and answering all of the questions we had. Then he called us on the day where the rates were the lowest they have been in years to see if we wanted to lock in (which...
read more
361–370 of 593
About
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American Dream. Featured in Metro Chicago Real Estate magazine as one of Chicagoland’s leading loan originators, Jay has been the highest producing originator in his office since transitioning from the real estate industry over 17 years ago. Recently he was honored as one of the company’s “Top Ten” originators nationwide.
Jay takes great pride in the fact that every customer is treated with respect regardless of their financial profile.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- First State Mortgage - Senior Loan Officer NMLS 224938Jan 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224938