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Jay Cunningham - Senior Mortgage Loan Originator | NMLS# 224938 in Minneapolis, MN

Jay Cunningham

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Senior Mortgage Loan Originator | NMLS# 224938

Company Logo
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American... Show More
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Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
96%
4 Star
3%
3 Star
0%
2 Star
1%
1 Star
0%
Reviews from Web
  • FTP
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    Barbara B
    Dundee, IL
    Posted on September 23rd, 2020 01:13 PM
    Jay was always very prompt with communications and thorough with his explanations. The whole process went very smoothly.
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    Vanessa L
    Aurora, IL
    Posted on September 9th, 2020 01:31 PM
    Jay was very helpful and patient throughout our mortgage application process. I really appreciated the time he gave us, and answered all our questions as we went along, giving us pros and cons in different areas of the application and what...
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  • FTP
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    Randy L
    Aurora, IL
    Posted on September 9th, 2020 01:12 PM
    Jay was helpful throughout the process. Answering all our questions either by phone, text or email.
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    John B
    Richmond, IL
    Posted on September 9th, 2020 10:03 AM
    J was very helpful in getting this mortgage application completed, it took us quite a while but we finally made it thanks to all Jay's help
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    S
    Sandra G
    Osage Beach, MO
    Posted on September 6th, 2020 08:21 PM
    Very prompt and communicative. Out of area for my clients but would recommend to anyone looking in that area.
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    Jessica M
    New Lenox, IL
    Posted on September 6th, 2020 10:57 AM
    The amount of individual time I received to understand my loan and contract.
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    Lauren C
    Saint Charles, IL
    Posted on September 6th, 2020 05:16 AM
    Jay was very helpful. He answered all our questions and was very prompt and responsive. He took the time to go over every and all details. Would definitely recommend him.
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    Jonathan L
    Aurora, IL
    Posted on August 13th, 2020 03:11 PM
    There was very little communication. I had to chase people multiple times before I got the answers to even the simplest questions. They were very late with documents and as a result we almost had to delay our closing.
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    Vince U
    Countryside, IL
    Posted on August 7th, 2020 04:41 PM
    Jay and his team were excellent to work with especially in a tight time frame
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    Habiba S
    Chicago, IL
    Posted on August 7th, 2020 03:15 PM
    Very Pleasant and reliable. Was there every step of the way. Ready to answer any question without hesitation. I give Jay two thumbs up.
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    About
    Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American Dream. Featured in Metro Chicago Real Estate magazine as one of Chicagoland’s leading loan originators, Jay has been the highest producing originator in his office since transitioning from the real estate industry over 17 years ago. Recently he was honored as one of the company’s “Top Ten” originators nationwide. Jay takes great pride in the fact that every customer is treated with respect regardless of their financial profile.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    USDA Loans
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    Positions
    • First State Mortgage - Senior Loan Officer NMLS 224938
      Jan 1st, 2001 - Aug 24th, 2026
    • Luminate Bank - Senior Mortgage Loan Originator
      Aug 25th, 2026 - Current

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 224938