

Jay Cunningham
Senior Mortgage Loan Originator | NMLS# 224938

Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Clear communication & excellent follow up
So professional and detailed. Took the time to explain all questions I had and didn't have. A true professional. Picked up all my calls which went a long way with me. Hands down I will recommend Jay to friends, family and anyone else looking...
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Jay and his team were attentive and always im communication with us. He is knowledgeable and explains everything in a detailed and clear way.
Overall experience was ok
Jay's personal attention to detail and always explaining our questions with great detail and patience. He's been awesome to work with!
Jay is a great responder
Jay is always available, reliable, and extremely knowledgeable. Such a pleasure to team up with. Will definitely continue to refer him to my buyer clients.
Extremely responsive, provided great service with patience.
Jay stood in communication with me through the whole processes and never made me and my husband feel less than. I will be back and will recommend my family and friends to Jay.
Everything was in order and prepared for a prompt and accurate closing.
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About
Jay Cunningham has been a part of the First State Mortgage team since 2011. With more than 24 years of extensive and in-depth experience in the real estate and finance industries, Jay has helped thousands of borrowers acquire their American Dream. Featured in Metro Chicago Real Estate magazine as one of Chicagoland’s leading loan originators, Jay has been the highest producing originator in his office since transitioning from the real estate industry over 17 years ago. Recently he was honored as one of the company’s “Top Ten” originators nationwide.
Jay takes great pride in the fact that every customer is treated with respect regardless of their financial profile.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
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Positions
- First State Mortgage - Senior Loan Officer NMLS 224938Jan 1st, 2001 - Aug 24th, 2026
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224938