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Jay Clayton at CrossCountry Mortgage
Originating Branch Manager | NMLS #1983764

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Scottsdale, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
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Reviews from Web
Jay was very helpful the whole way, communication was awesome, he made buying a home from the other side of the country as easy as it could be. Our realtor/friend told us to go with him and it was the right call. Thanks, Jay, and the whole...
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Reply from Jay Clayton at CrossCountry Mortgag...
August 24th, 2026 09:39 PM
I'm thrilled to hear that your home-buying experience was smooth and that my assistance was helpful throughout the process. It was a pleasure working with you, and I'm glad the communication met your expectations. Thank you for trusting me...
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Jay was incredible and easy to work with throughout the process.
Reply from Jay Clayton at CrossCountry Mortgag...
August 24th, 2026 09:39 PM
I'm thrilled to hear that you found the process smooth and easy. It was a pleasure working with you, Andrew, and I'm grateful for your kind words. Thank you for choosing Guild Mortgage for your purchase.
always helpfull, even if out of the office travelling . very helpful and client orineted ! nice presenting , knowledgable and providing info. consultative skills on high level .
Reply from Jay Clayton at CrossCountry Mortgag...
August 24th, 2026 09:39 PM
Thank you so much for the great review, Juraj. I truly appreciate your kind words. It was a pleasure working with you, and I’m glad to hear you felt supported and well‑informed throughout the process — even when I was traveling. Providing clear...
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Our home buying experience went as smooth as we could have expected!
Reply from Jay Clayton at CrossCountry Mortgag...
August 24th, 2026 09:39 PM
Thank you so much, Michaela! I’m glad to hear your home‑buying experience went smoothly. It was a pleasure working with you, and I’m always here if you need anything in the future. Enjoy your new home!
Mr. Jay Clayton was absolutely instrumental and fantastic throughout my home buying experience. He was extremely patient in answering all my questions and explaining each step of the process. He was very diligent in getting me the best numbers...
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Reply from Jay Clayton at CrossCountry Mortgag...
August 24th, 2026 09:39 PM
Christopher, thank you so much for your kind words. It was truly a pleasure to work with you and be a part of your home buying journey. I'm thrilled to hear that you felt supported and informed throughout the process. Your recommendation means...
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Jay Clayton from Guild Mortgage in Chandler AZ did a great job for my buyers who needed a quick closing on a property in MN. His communication and follow through provided for a successful on time closing. Thank you!!
Reply from Owner
September 30th, 2025 05:32 AM
Thank you so much. It was a pleasure working with you as well.
Jay Clayton did a great job getting my buyer's loan completed on time for a quick closing. His communication and follow through from start to finish was very good and came through for us very nicely!
Reply from Jay Clayton at CrossCountry Mortgag...
August 24th, 2026 09:39 PM
Thank you so much, Theresa, for taking the time to share your experience. I'm thrilled to hear that you were satisfied with the service and that we could meet the timeline for your buyer's loan. Communication and follow-through are things I...
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Jay and Oscar were very informative and easy to get a hold of. This was my husband and I's first time purchasing a home, and the experience was
Reply from Jay Clayton at CrossCountry Mortgag...
August 24th, 2026 09:39 PM
Thank you so much for your kind words, Briana. I'm thrilled to hear that you and your husband had a positive experience with us during your first home purchase. It was a pleasure working with both of you, and I'm glad we could provide the information...
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Great experience
Reply from Jay Clayton at CrossCountry Mortgag...
August 24th, 2026 09:39 PM
I'm pleased to hear that you had a great experience, Antonio. If you have any more feedback or need further assistance, feel free to reach out.
Very quick response to all questions.
Reply from Jay Clayton at CrossCountry Mortgag...
August 24th, 2026 09:39 PM
I'm pleased to hear that you appreciated the quick responses, Caleb. Ensuring timely communication is important to me, and I'm glad it made a positive impact on your experience. If you have any more questions or need further assistance, feel...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Scottsdale, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1983764 | Branch NMLS #2012322
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Reverse Mortgage
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Specialities
VA Loans
Purchase Loans
Refinance Loans
Reverse Mortgage
HELOC
Jumbo Loans
Non-QM Loans
DSCR Loans
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Positions
- CrossCountry Mortgage - Branch ManagerAug 11th, 2026 - Current
Memberships
- MBS Live
- Disabled American Veterans
- Wounded Warrior's
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Year Started
2020
Time Zone
Pacific Standard Time (PST)
Licenses
- 1983764
Gallery



Awards
Rookie of the year...
Executive Club 202...
Executive Club 202...
Achievements
- Rookie of the year 2021
- Executive Club 2022
- Executive Club 2021
Hobbies
- Spending time with my Kids
- Outdoors
- Fishing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095