Jay Brown
Mortgage Sales Manager
Jay brings over 30 years of lending experience to the Home Loans team, serving the Lynchburg, VA region. He specializes in medical professional loan programs and construction lending, helping clients navigate the homebuying and building pro... Show More
Location & Business Hours
Business Hours
Tues
24 hours
Wed
24 hours
Thu
24 hours
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Reviews from Web
Jay was there for us throughout our whole loan process (ours took quite a bit of time due to the type of purchase we were making), and he stayed patient the whole time even after millions of questions from me! He had no hesitation when I sent...
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We loved working with Jay! He helped us every step of the way and explained every detail and was very encouraging! I highly recommend using Jay to help you out when trying to get a home loan especially if you are a first time home buyer!
Based on the recommendation of others, we have been fortunate enough to work with Jay for several transactions over the years, including a recent construction loan. He's the best in the area. He's quick, efficient and very responsive. As a...
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Jay Brown made the process of applying for our forever home extremely painless and amazingly pleasant. He thoroughly explained the process in terms that we could easily understand allowing us to choose the right loan fit for us. Being a veteran,...
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We've used Jay for several investment properties and wouldn't hesitate to use him again. Unlike other lenders we have used in the past, he provided us a number of loan/interest options to choose from, with rates lower than the competition....
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We have bought several houses in the past and have never worked with such a pleasant, knowledgeable and helpful loan officer. Jay was always their when you needed to ask a question. Their were no surprises along the way. I highly recommend...
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Jay works hard to get the best deal for you! He is quick to respond to a call or email at all hours and even on weekends. We have used Jay twice now, once for a refinance and again for a new home purchase. At this point I would not consider...
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Jay will go through and explain every number and detail. He was great to work with. I had a lot of questions as far as the benefits of different mortgage types; he made sure I fully understood everything.
I recently had the pleasure of working with Jay Brown on the purchase of a new home. This was the third time I’ve worked with Jay during the last 8 years. Jay always answered questions clearly, concisely, and in a timely manner. My loan process...
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Jay was a true blessing for me to work with from the beginning to the end of the loan process. As a first time home buyer, he made me feel completely at ease and comfortable with the entire process; he helped make everything seem less daunting....
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About
Jay brings over 30 years of lending experience to the Home Loans team, serving the Lynchburg, VA region. He specializes in medical professional loan programs and construction lending, helping clients navigate the homebuying and building process with confidence. Known for his integrity and customer-first approach, Jay is dedicated to providing responsive service and expert guidance. A Radford University graduate, he enjoys traveling with his wife, visiting his children in Richmond, and following college sports.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Medical Professional Mortgages
USDA Loans
Non-QM
Cash-Out Refinances
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Memberships
- Board Member, Central Virginia Mortgage Bankers Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1996
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 521451
Awards
2026 President’s C...
Achievements
- 2025 President’s Club
Disclaimer
Atlantic Union Bank, located in Virginia and beyond, offers a wide range of financial solutions including checking accounts, savings accounts, business loans and more. Bank online or visit one of our conveniently located branches or ATMs today. Member FDIC. NMLS # 551889. ©2026 Atlantic Union Bank. All rights reserved.