Jay Brown
Mortgage Sales Manager
Jay brings over 30 years of lending experience to the Home Loans team, serving the Lynchburg, VA region. He specializes in medical professional loan programs and construction lending, helping clients navigate the homebuying and building pro... Show More
Location & Business Hours
Business Hours
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24 hours
Sat
24 hours
Sun
24 hours(Open now)
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Reviews from Web
Our lender, Jay Brown, was incredibly knowledgeable when it came to the physician loan program. He walked us through every step of the process and was exceptionally communicative throughout. I would (and have) highly recommend working with...
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Reply from Jay Brown
June 1st, 2026 07:46 PM
Thank you so much for the kind words and for trusting me throughout your home financing journey. It was truly a pleasure working with you, and I’m glad I could help make the physician loan process clear and smooth. I sincerely appreciate your...
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We cannot recommend Jay highly enough! As first-time homebuyers, we were exploring options with several banks, but Jay truly stood out with his genuine sincerity and approachability. From the moment we started working with him, it felt like...
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Reply from Owner
May 23rd, 2025 12:00 AM
Hello, thank you for taking the time to share your genuine feedback, we greatly appreciate it. We strive to provide every customer with the best lending experience and we are so happy to know that Jay surpassed these expectations. Congratulations...
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Jay was incredibly responsive and helped us work through many issues (dealing with flooding in the home we were selling, selecting home insurance, evaluating physician vs. traditional vs. ARM options). He was always on the ball and is extremely...
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Reply from Owner
January 9th, 2025 12:00 AM
Hi Parker! Thank you for taking the time to share your experience with us. I am sure that running into those unexpected issues were frustrating, but certainly glad to hear that Jay took care of you and assisted with those hurdles. Congratulations...
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Jay Brown made the experience for us.
Reply from Jay Brown
September 24th, 2026 01:59 PM
Evin - Thank you for the kind words! I’m grateful for the opportunity to work with you and am so glad I could help make the process a positive experience.
It was smooth and efficient
Reply from Jay Brown
September 24th, 2026 01:59 PM
Thank you for your feedback! I’m glad the process was smooth and efficient. I truly appreciate the opportunity to work with you.
Jay kept me informed along the way, was patient with my many questions. the videos at each step were easy to understand
Reply from Jay Brown
August 26th, 2026 02:12 PM
Thank you for the thoughtful review! I'm happy to hear you found the videos easy to understand and felt supported throughout the process. It was a pleasure working with you, and I'm grateful for the opportunity to help with your home financing...
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We had a tight window to close on our loan and Jay made it happen
Reply from Jay Brown
August 26th, 2026 02:13 PM
Thank you for the great review! Meeting your closing deadline was a top priority, and I’m happy I could help make it happen. I’m grateful for the chance to work with you and be part of your home financing journey.
team that handled the purchase of our home and all things to do with mortgage was top-notch! They not only anticipated problems that could arise, but any issue that did occur our team managed it flawlessly. I will recommend them to everyone!...
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Reply from Jay Brown
August 26th, 2026 02:14 PM
Thank you for your feedback! I’m grateful for the chance to work with you and help make the process as smooth as possible. Your recommendation means a lot to me.
Jay Brown went out of his way to make me feel connected.
Reply from Jay Brown
August 7th, 2026 02:39 PM
Thank you! I'm grateful for the opportunity to work with you and am glad I could help make the process feel personal and connected. Wishing you all the best and thank you again for your trust.
First house purchase and everything went smoothly
Reply from Jay Brown
August 7th, 2026 02:42 PM
It was a privilege to be part of your first home purchase and to see everything come together successfully. After nearly two years of working together, I was grateful for the opportunity to help you achieve your goal of homeownership. Congratulations...
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About
Jay brings over 30 years of lending experience to the Home Loans team, serving the Lynchburg, VA region. He specializes in medical professional loan programs and construction lending, helping clients navigate the homebuying and building process with confidence. Known for his integrity and customer-first approach, Jay is dedicated to providing responsive service and expert guidance. A Radford University graduate, he enjoys traveling with his wife, visiting his children in Richmond, and following college sports.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Medical Professional Mortgages
USDA Loans
Non-QM
Cash-Out Refinances
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Memberships
- Board Member, Central Virginia Mortgage Bankers Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1996
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 521451
Awards
2026 President’s C...
Achievements
- 2025 President’s Club
Disclaimer
Atlantic Union Bank, located in Virginia and beyond, offers a wide range of financial solutions including checking accounts, savings accounts, business loans and more. Bank online or visit one of our conveniently located branches or ATMs today. Member FDIC. NMLS # 551889. ©2026 Atlantic Union Bank. All rights reserved.