Javier Kato, CMA at CrossCountry Mortgage

Loan Officer | NMLS #2230547

5.0

(90)

Mortgage

Mortgage Loan Officer

Contact Info

(877) 773-1226

Brooklyn, NY

https://www.crosscountrymortgage.com/brooklyn-ny-3871/javier-kato?marketing_campaign=00898

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Experience.com

4.99

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Teníamos un buen tiempo queriendo comprar casa mi esposo y yo pero había mucha incertidumbre sobre el proceso no teníamos idea de cómo empezar, hasta que llegamos a Javier , Èl tiene una paciencia increíble sobre todo me explicó paso a paso...

Reply from Owner

September 22nd, 2026 12:00 AM

Máxima, muchísimas gracias por tus palabras y por la confianza que tú y tu esposo depositaron en mí. Logramos utilizar prestamo de inversion para comprar su primera propiedad de inversion programa DSCR. Sé que al principio el proceso de comprar...

Mi esposa y yo deseábamos mucho tener nuestra propia casa pero imaginábamos que era muy complicado todo el proceso, gracias a una excelente recomendación llegamos a Javier que supo exactamente cuál era el mejor camino para alcanzar nuestra...

Reply from Owner

September 22nd, 2026 12:00 AM

Wow Fabian que increible fue conocerlos en el cierre y caminar la casa ese momento que logramos terminar el proceso! Fabian, muchísimas gracias por compartir tu experiencia. Me alegra haber podido ayudarles a encontrar el camino correcto para...

Extremely helpful from start to end by going step by step to have it done could. It be more happier as he started by pre approval and then submitting all the form and easy to sign electronically

Reply from Owner

September 22nd, 2026 12:00 AM

Reza, thank you very much for the review. I’m glad the process felt organized and straightforward from the initial preapproval through the documentation and closing. My goal is always to make each step as clear and manageable as possible. Congratulations...

Great Job from start to finish will be use your company in near future for other interest i may have thank you

Reply from Javier Kato

October 25th, 2024 03:08 PM

I'm thrilled to hear that you had a positive experience with CrossCountry Mortgage, LLC. It was my pleasure to assist you from start to finish. We look forward to working with you again in the future for any other interests you may have. Thank...

Our situation was unique and complex. Javier took it on and really pulled all the stops to help my wife and I save our home. We closed today because of the efforts of Javier. I can't recommend him enough! If you're looking for someone who is...

Reply from Owner

September 22nd, 2026 12:00 AM

Camilo, thank you for the incredible review. Your situation definitely had some complexity, and I’m grateful you trusted me to work through it with you and your wife. I learn every time I have a challenging file and navigating last minute credit...

Me faltan las palabras para poder expresar lo agradecida que estoy con Javier por todo lo que hizo por nosotros durante este proceso. Esta es la primera propiedad que compramos y le agradezco a Dios no solo por nuestra casa, pero por haber...

Reply from Owner

September 22nd, 2026 12:00 AM

Que bueno me siento sabiendo como los ayude. Ahora dos años despues y su casa en Pompton Lakes sigue creciendo en valor, y que bella casa! Muchísimas gracias por estas palabras. Para mí fue un verdadero privilegio acompañarlos durante la compra...

Javier is very communicative and professional. He always answer all your questions and explains everything in a way that is very easy to understand . My husband and I really appreciate his help during this process and we highly recommend Javier...

Reply from Owner

September 22nd, 2026 12:00 AM

Flor, thank you very much for the kind words and for trusting me to help you and your husband through the process. Making mortgage information understandable is extremely important to me, so I’m glad the explanations helped you along the way....

Over the course of 2 years searching for our forever home, Javier has been working diligently with my wife and I and is always available to talk. As first time home buyers, we’ve had many questions and concerns regarding the financial aspects....

Reply from Owner

September 22nd, 2026 12:00 AM

Helio I truly enjoyed guiding you and your wife, helping you strategize debt reduction and budgeting techniques. I am happy I was there to join you after your first year of searching. Preparation is key! Buying your first home is about much...

Javier is a very professional and helpful loan officer. He is a very hard worker and made sure we never gave up when things were hard. He helped us through any issues or questions we had and worked with us day and night. He helped us with all...

Reply from Owner

September 22nd, 2026 12:00 AM

Fanny what a pleasure it was to meet you and your family at the closing table and celebrate the hard work we all invested to prepare you for buying your first home in Queens NY. Motivating clients during the home search and through teh underwriting...

Javier K, since I got him recommended by a friend I called him and he answered right away; always very attentive, helpful, and also extraordinary guidance to me. Throughout the whole process even after the closing day. Another plus he is bilingual....

Reply from Owner

September 22nd, 2026 12:00 AM

Hernan, thank you very much. I really appreciate the referral from your friend and the trust you placed in me from that first phone call. I’m glad I was able to provide guidance throughout the purchase and continue helping even after closing....

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About

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Brooklyn, NY. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2230547 | Branch NMLS #1757830

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Specialities

Conventional Loan

VA Loan

Jumbo Loan

Fixed Rate Mortgage

Adjustable Rate Mortgage