Javier Kato, CMA at CrossCountry Mortgage

Loan Officer | NMLS #2230547

5.0

(82)

Mortgage

Mortgage Loan Officer

Contact Info

(877) 773-1226

Brooklyn, NY

https://www.crosscountrymortgage.com/brooklyn-ny-3871/javier-kato?marketing_campaign=00898

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5.0

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4.99

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I had an excellent experience working with my mortgage loan officer Javier. He was responsive to every phone call or email. Javier made the process buying a house so much easier without any stress. Thank you Javier for your amazing support...

I highly recommend Javier to anyone looking for a mortgage loan officer who truly goes above and beyond for his clients. He was incredibly helpful and supportive throughout every step of the mortgage process, always taking the time to explain...

Reply from Owner

August 17th, 2026 06:06 PM

Veronika, thank you so much for your thoughtful and detailed review. I'm truly grateful for your kind words and am pleased to know that my support made the mortgage process smoother for you. It's very important to me that my clients feel well-informed...

Javier is a excellent and very professional person always ready for answer any questions that I had during my home buying experience Thank you so much

Reply from Javier Kato, CMA

August 3rd, 2026 02:01 PM

Thank you for your kind words, Segundo. I'm pleased to know that I could assist you during your home buying journey and answer all your questions. Feel free to reach out if you need any more assistance in the future.

Javier helped me when I was buying my first home. He explained how everything would work both to me and other family members so that everything made sense. He is even prompt after I closed on the place and was having issues with my homeowner's...

Javier was absolutely amazing throughout our home buying process. He was very transparent, educated us on the loan process and was available for any questions we had (and we had a lot)! I would definitely recommend him to anyone looking to...

Javier was a consummate professional. He was always available to answer any questions we had and went above and beyond his role. Would strongly recommend Javier to anyone looking to buy a home

Reply from Javier Kato, CMA

April 8th, 2026 02:00 PM

Thank you for sharing your thoughts, Hassan. I'm truly glad to hear that my efforts made a difference during your home buying journey. Your recommendation is greatly appreciated, and I'm here whenever you have further questions or need assistance...

If you want a easy and unforgettable experience on buying a new home whether its your first time or not I highly recommend working with Javier Kato at Cross Country Morgage. My experience working with Javier was outstanding. He explains everything...

Very timely, was able to break down different parts of financing that needed to get done for a first time home

Reply from Javier Kato, CMA

November 10th, 2025 04:17 PM

Jacqueline, I appreciate your feedback and thank you for the 5-star rating. I'm glad I could assist you with the financing process and help make things clearer. If you have any more questions or need further support in the future, feel free...

My very first conversation with Javier lasted about 45 minutes. What started as a cold call ended with me feeling informed, calm, and most importantly trusting of what he was telling me. Never once did I feel like he was trying to “sell” me...

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About

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Brooklyn, NY. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2230547 | Branch NMLS #1757830

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Specialities

Conventional Loan

VA Loan

Jumbo Loan

Fixed Rate Mortgage

Adjustable Rate Mortgage