

Javier Kato, CMA at CrossCountry Mortgage
Loan Officer | NMLS #2230547

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Brooklyn, NY. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider... Show More
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Reviews from Web
We had a great experience working with our loan officer, Javier! He is very thorough, detailed, and always responsive throughout the entire process. He took the time to answer any of our questions and made sure we understood each step along...
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My process was not without issues as unknown things arise. Javier was there to help me navigate everything so that I didn’t feel alone and overwhelmed. He worked tirelessly to help me every step of the way. I couldn’t have asked for any one...
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Reply from Owner
November 9th, 2026 06:14 PM
Doug, I'm pleased to hear that I could support you through the challenges during your process at CrossCountry Mortgage. It was important to me that you felt supported and informed every step of the way. Thank you for your kind words.
Javier did everything possible to ensure I had all of the information I needed to make an informed decision. He advised me of possible hurdles and when issues arrised he was there to help me through it all. Javier ensured this process was easy...
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Reply from Javier Kato, CMA
November 9th, 2026 09:53 PM
Douglas, I'm thankful for your kind words and glad to hear that I could provide you with the information and support needed for an informed decision at CrossCountry Mortgage. It's great to know that I could help navigate any hurdles and make...
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Javier from Cross Country was recommended to me through my real estate Agent and it was the best recommendation she has given throughout this entire home purchasing processI previously worked with Chase with my first home and would never use...
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Reply from Owner
October 29th, 2026 04:16 PM
Juliana, I appreciate you sharing your positive experience working with me at CrossCountry Mortgage, LLC. I'm glad I could guide you smoothly through the home purchasing process and address your concerns whenever needed. Your feedback means...
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Working with Javier was honestly an unforgettable experience from start to finish. I can’t say enough good things about him and the way he handled the entire mortgage process. Javier was incredibly professional, knowledgeable, patient, and...
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Javier is truly amazing! From the very beginning, he made us feel like we were his only clients. He genuinely listens, cares about what is best for his clients, and goes above and beyond every step of the way.He kept us updated throughout the...
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Reply from Owner
October 1st, 2026 05:19 PM
Obid, thank you for sharing your wonderful experience working with me at CrossCountry Mortgage, LLC. I'm grateful to hear that my dedication and transparency made a positive impact on your mortgage journey. It's important to me that my clients...
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Javier made the entire home-buying and mortgage process so much easier than we expected. From our first conversation, he was respectful, patient, and extremely helpful. He never made us feel like we were asking too many questions, and he always...
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Reply from Owner
October 1st, 2026 03:52 PM
Obid, thank you for your kind words and for sharing your experience. I'm pleased to know that my approach and support made the home-buying and mortgage process easier for you. At CrossCountry Mortgage, LLC, ensuring clients feel informed and...
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★★★★★Working with Javier was honestly an unforgettable experience from start to finish. I can’t say enough good things about him and the way he handled the entire mortgage process. Javier was incredibly professional, knowledgeable, patient,...
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Reply from Owner
October 1st, 2026 03:57 PM
Doniyor, I'm truly grateful for your kind words and for sharing your experience working with me. It’s wonderful to hear that my approach made the mortgage process feel easy and comfortable for you. At CrossCountry Mortgage, LLC, we strive to...
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Great experience
Reply from Owner
October 5th, 2026 06:23 PM
Jason, I'm glad to hear you had a great experience working with me at CrossCountry Mortgage, LLC. Thank you for your kind words.
Javier kato was well informed and always available to answer any and all questions that I had. If he was unsure which was rarely he would find out and get right back to me asap. Great job Javi and I look forward to working with you in the future...
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Reply from Javier Kato, CMA
September 25th, 2026 04:13 PM
Jason, I appreciate your kind words and am glad to hear that my availability and efforts to provide accurate information were helpful to you. It's always rewarding to know that my work with CrossCountry Mortgage, LLC is valued. I'm looking...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Brooklyn, NY. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2230547 | Branch NMLS #1757830
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 2230547
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095