

Jason Smith
Site Manager - VP | NMLS # 1030753

Since beginning my mortgage career in 2007, I have assisted over 2,200 clients in fulfilling their dream of homeownership or improving their financial situation through cash-out or interest rate reduction refinances. I specialize in Cash-Ou... Show More
Location & Business Hours
Business Hours
Thu
7 AM to 6 PM
Fri
7 AM to 6 PM(Open now)
Sat
8 AM to 12 PM
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Reviews from Web
When you deal with great people the results is also great. Both credit goes to Jason and Hali.
Reply from Jason Smith
October 7th, 2025 07:06 PM
I'm happy to hear you had a positive experience working with both Hali and me. Your feedback is valued, and it's great to know the collaboration was beneficial. Talk to you soon Jerry!
Smooth process and great communication!
Reply from Jason Smith
October 7th, 2025 07:07 PM
It's great to know that you found the process smooth and communication effective. I appreciate you sharing your experience. If you need any further assistance, feel free to reach out anytime. But either way, I should be in touch again soon.
Jason and Hali are awesome, and even the other team members I interacted with were kind and seemed like they were doing their best while still learning the job.
Reply from Jason Smith
October 7th, 2025 07:09 PM
I'm pleased to know that your interactions with Hali and the team were positive. It's important to me that every aspect of your experience reflects our commitment to support and learning. Thank you for sharing your thoughts, and if there's...
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Jason is a fantastic LO and has a great team (Hali!) around him. They do all the heavy lifting- true professionals.
Reply from Jason Smith
October 7th, 2025 07:11 PM
I'm pleased to hear you had a positive experience with me and the team, John. Having Hali and the rest of the group by my side truly makes a difference. Thank you for your feedback, and talk to you soon!
Jason and his team are very knowledgeable and made the whole process very smooth. Communication was clear, timely, and top notch. I felt very informed and supported throughout the whole process.
Reply from Jason Smith
October 7th, 2025 07:12 PM
Thank you for sharing your experience, Sikander. I'm pleased to know that you felt well-informed and supported throughout the process with clear and timely communication. It was a pleasure working with you as well, and if there's anything more...
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outs service
Reply from Jason Smith
October 7th, 2025 07:12 PM
Phil, thank you for sharing your feedback. Please feel free to reach out if there's anything specific you'd like to discuss. If not, i'll be in touch in a few months
This is my third loan with Ladera Lending, each time has been a easy smooth process. I will continue to choose Ladera because of the continued outstanding service.
Reply from Jason Smith
October 7th, 2025 07:13 PM
It's great to hear that your experiences with Ladera Lending have consistently been smooth and straightforward. I appreciate your trust and loyalty, and I'm glad to have been a part of each process. I look forward to assisting you in the future....
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Jason stayed on top of the timeline. in an industry that is so automated with reach-out calls and spams calls, he took the time to be a human and truly connect with us using human explanations, reasonable rate descriptions, and providing adequate...
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Reply from Jason Smith
October 7th, 2025 07:14 PM
Morgan, I appreciate your thoughtful words. I'm pleased that my efforts to maintain a personal connection and provide clear explanations were helpful for you. It's important to me that you felt supported in making an informed decision. If you...
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Jason was wonderful to work with and easily accessible with all of my question.
Reply from Jason Smith
October 7th, 2025 07:18 PM
Thank you for sharing your experience, Dayle. I’m pleased to know that you found it easy to reach me and felt supported throughout. If you have any more questions or need further assistance in the future, feel free to reach out.
Very easy and quick. Jason reall helped explain everything
Reply from Jason Smith
October 7th, 2025 07:16 PM
It's great to know you found the process easy and efficient. I'm pleased I could help make things clear for you, Thanks for the feedback and I am sure we will talk soon.
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About
Since beginning my mortgage career in 2007, I have assisted over 2,200 clients in fulfilling their dream of homeownership or improving their financial situation through cash-out or interest rate reduction refinances. I specialize in Cash-Out, Rate & Term, and purchase transactions. As an expert in all residential loan types, including Non-Agency (Jumbo), FHA, VA, Conventional, High Balance, HELOCS, HELOANS, DSCR, Streamlines, Non-QM and bank statement loans, my goal is to provide you with the lowest interest rates in the market, combined with world-class service, with the hope of keeping you as a client for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Bridge Loans
Adjustable Rate Mortgages
Specialities
Conventional Loans
Jumbo Loans
HELOCS & HELOANS
Non-QM & DSCR Loans
Purchase, Rate and Term, and Cash Out Loans
FHA & VA Loans
FHA Streamlines and IRRRLS
Bank Statement Loans
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Positions
- Ladera Lending - Sales Manager - VPJun 1st, 2018 - Current
- Ladera Lending - Loan OfficerJun 1st, 2018 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1030753
- California
- Arizona
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Payment Methods
- Credit Card
Disclaimer
You won't be disappointed.