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Jason Smith - Site Manager - VP | NMLS # 1030753

Jason Smith

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Site Manager - VP | NMLS # 1030753

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Since beginning my mortgage career in 2007, I have assisted over 2,200 clients in fulfilling their dream of homeownership or improving their financial situation through cash-out or interest rate reduction refinances. I specialize in Cash-Ou... Show More
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Location & Business Hours
Business Hours
Thu
7 AM to 6 PM
Fri
7 AM to 6 PM(Open now)
Sat
8 AM to 12 PM
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Reviews from Web
  • Encompass
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    Troy D
    Ewing, NJ
    Posted on December 29th, 2023 07:17 PM
    Jasons availability and willingness to always answering our concerns. He is great!
    Reply from Jason Smith
    October 23rd, 2024 01:17 PM
    Thanks Troy! I hope to assist you with any future needs and I'm always here to answer your questions.
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    John M C
    Palo Alto, CA
    Posted on December 23rd, 2023 02:51 PM
    From the very beginning, I felt Jason Smith was being straight with me in finding a low-rate loan as a way to get out of a high interest rate reverse mortgage and rent out our home. At some point, I told Jason that we want to drop the loan...
    read more
    Reply from Jason Smith
    October 23rd, 2024 01:17 PM
    I am deeply touched by your words, John. It was a challenging journey but your trust and confidence in me and Ladera Lending has made it worthwhile. I am glad we were able to overcome the obstacles that came our way. I am very happy to hear...
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    William G B
    Flagstaff, AZ
    Posted on December 8th, 2023 03:29 AM
    I had a choice of 10 companies to choose from to do this and when I spoke with Jason, I knew he could handle this he was a pro. He knew exactly what he was doing. He knew my situation would be a hard one and him and Zach. We’re both pros from...
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    Reply from Jason Smith
    October 23rd, 2024 01:17 PM
    I'm glad you felt supported throughout the process and that you appreciate our dedication! Your recognition means a lot to both Zach and myself. We're here for you anytime and we guarantee to maintain the standards that led you to us in the...
    read more
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    Sandra G B
    Idaho Falls, ID
    Posted on November 16th, 2023 07:05 PM
    Hali and Jason made the difference for me. I have a lot of anxiety around money and they called me down with their extensive knowledge, and patience. I really appreciate all they did for me!
    Reply from Jason Smith
    October 23rd, 2024 01:17 PM
    We understand that financial matters can sometimes cause anxiety, so we strive to provide clear and patient guidance to all of our clients. I'm glad to hear that our efforts made a positive difference for you. Thank you for the amazing review...
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    Jared P H
    Ladera Ranch, CA
    Posted on November 2nd, 2023 05:29 AM
    From the moment I got in touch with Jason Smith via a recommendation, he was an absolutely fantastic communicator. He was extremely proactive in reaching out to me with rates and pricing updates, and explained the detailed nuances of the lending...
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    Reply from Jason Smith
    October 23rd, 2024 01:17 PM
    I'm a little late on the response, now that we're almost done with #2 :) But better late than never! I hope you're enjoying the new house in one of the best neighborhoods in CA! I'm always here for you, and as you already know, you can reach...
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    Jennifer B
    Allentown, PA
    Posted on September 30th, 2023 03:01 AM
    I felt that we were guided through every step and just a phone call away if we had questions.
    Reply from Jason Smith
    October 23rd, 2024 01:17 PM
    I hope you both are enjoying your new home, life, and adventure in PA! Thanks for the review!
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    Evelyn M
    Riverside, CA
    Posted on September 7th, 2023 09:09 PM
    We are grateful for the amazing experience provided by Jason at Ladera Lending. It was an amazing experience. Thank you!
    Reply from Jason Smith
    October 23rd, 2024 01:17 PM
    Thank you so much for your review! Delivering exceptional service is our top priority, and it sounds like we succeeded in making your experience a memorable one. I look forward to speaking with you both soon.
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    Abel G
    Indio, CA
    Posted on August 5th, 2023 02:55 AM
    Jason was very helpful, even when he was off the clock. Hali was very easy to deal with and was very through with any required documents.
    Reply from Jason Smith
    October 23rd, 2024 01:17 PM
    Thanks Abel, I appreciate that you appreciate the 24/7 service :) And it's good to hear you were happy with Hali too!
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    Danielle K Y
    Costa Mesa, CA
    Posted on August 1st, 2023 08:20 PM
    Jason was incredible to work with. He provided a clear framework on the purchase and kept us posted, each step of the way.
    Reply from Jason Smith
    October 23rd, 2024 01:17 PM
    Danielle (& Alex)Thank you for your review! We're thrilled to hear that we provided you with exceptional service throughout the purchase process. Keeping our clients informed and involved every step of the way is a priority for us at Ladera...
    read more
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    Emily S C
    San Rafael, CA
    Posted on July 26th, 2023 07:21 PM
    Jason is the best loan officer ever.
    Reply from Jason Smith
    October 23rd, 2024 01:17 PM
    Emily & Logan - Thank you for taking the time with your super busy schedules to leave a review! I'm sorry it took so long for me to respond! Talk to you soon!
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    About
    Since beginning my mortgage career in 2007, I have assisted over 2,200 clients in fulfilling their dream of homeownership or improving their financial situation through cash-out or interest rate reduction refinances. I specialize in Cash-Out, Rate & Term, and purchase transactions. As an expert in all residential loan types, including Non-Agency (Jumbo), FHA, VA, Conventional, High Balance, HELOCS, HELOANS, DSCR, Streamlines, Non-QM and bank statement loans, my goal is to provide you with the lowest interest rates in the market, combined with world-class service, with the hope of keeping you as a client for life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Bridge Loans
    Adjustable Rate Mortgages
    Specialities
    Conventional Loans
    Jumbo Loans
    HELOCS & HELOANS
    Non-QM & DSCR Loans
    Purchase, Rate and Term, and Cash Out Loans
    FHA & VA Loans
    FHA Streamlines and IRRRLS
    Bank Statement Loans
    View All
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    Positions
    • Ladera Lending - Sales Manager - VP
      Jun 1st, 2018 - Current
    • Ladera Lending - Loan Officer
      Jun 1st, 2018 - Current
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1030753
    • California
    • Arizona
    • View All
    Gallery
    Jason Smith - Gallery Photo
    Videos
    video
    Additional Information
    Payment Methods
    • Credit Card
    Disclaimer
    You won't be disappointed.