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Jason Smith - Site Manager - VP | NMLS # 1030753

Jason Smith

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Site Manager - VP | NMLS # 1030753

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Since beginning my mortgage career in 2007, I have assisted over 2,200 clients in fulfilling their dream of homeownership or improving their financial situation through cash-out or interest rate reduction refinances. I specialize in Cash-Ou... Show More
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Location & Business Hours
Business Hours
Thu
7 AM to 6 PM
Fri
7 AM to 6 PM(Open now)
Sat
8 AM to 12 PM
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Reviews from Web
  • Encompass
    K
    Kevin J K
    Dewey, AZ
    Posted on December 5th, 2024 12:49 AM
    Jason and Hali were fantastic, look forward to working with Jason again and Hali if possible ! Thank you .
    Reply from Jason Smith
    February 12th, 2025 10:54 PM
    Thanks Kevin. You will definitely work with both of us again, and thank you for sharing your experience!
  • Encompass
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    James E C
    BUCKEYE, AZ
    Posted on November 11th, 2024 10:53 PM
    Jason kept us involved in every step of the process and we were never in the dark about anything
    Reply from Jason Smith
    February 12th, 2025 10:56 PM
    Thank you for your review, James! We're delighted to know that we provided you with a clear and transparent experience. Our goal is always to simplify and clarify the lending process, ensuring a seamless journey for our clients.
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    Gary E T
    Laramie, WY
    Posted on November 1st, 2024 06:04 PM
    Honestly, I don't even know what company I'm getting the loan from but I do know I'm working with Jason and it's always been a great experience with him
    Reply from Jason Smith
    November 4th, 2024 08:33 PM
    Thanks a ton for your feedback, Gary! It's always a pleasure working with you too. If you need anything before 8 months you know where to find me!
  • Encompass
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    Sara A S
    Moncks Corner, SC
    Posted on October 25th, 2024 06:04 PM
    Jason and his team are on top of it and are not afraid to followup when the best options are on the table.
    Reply from Jason Smith
    October 26th, 2024 03:27 PM
    Your 5-star rating is appreciated. If you or anyone you know need our services again, don't hesitate to reach out. I'll be in touch again in a few months (hopefully) Jason Smith
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    Gwen O
    Sacramento, CA
    Posted on October 25th, 2024 02:27 AM
    Jason made it so easy. I refinanced while in Europe. Since I had my original loan Ladera lending I didn’t need an appraisal. Signed papers shortly after I returned home.
    Reply from Jason Smith
    October 26th, 2024 03:32 PM
    Thanks for sharing your experience and the 5-star review. It's great to hear that it was easy for you even when you were in another country and the timing worked out great - fly home, sign, fund!
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    John K
    Allentown, PA
    Posted on October 24th, 2024 06:30 PM
    Great communication and service
    Reply from Jason Smith
    October 26th, 2024 03:33 PM
    Thanks John, and hopefully, we'll get another opportunity to save you even more next year.
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    William R M
    Temecula, CA
    Posted on October 24th, 2024 06:14 PM
    Thanks for all your help
    Reply from Jason Smith
    October 26th, 2024 03:36 PM
    Thanks Bill & Minda! I will be in touch in about 6 months for another loan review. But if you would like to discuss anything before then, don't hesitate to reach out.
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    Jennifer K
    Allentown, PA
    Posted on October 23rd, 2024 10:06 PM
    We had great communication and fast responses to questions we had regarding loans.
    Reply from Jason Smith
    October 26th, 2024 03:38 PM
    Thanks for the 5-Star Review! I hope that PA and your new home are treating you well!
  • Encompass
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    Benjamin F
    Bellingham, WA
    Posted on October 14th, 2024 06:50 PM
    Jason took the time to explain to me options that were uniquely advantageous for me. He also took the time to share some of his knowledge about the mortgage industry and the incentives of different parties involved, which I really appreciated....
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    Reply from Jason Smith
    October 23rd, 2024 07:03 PM
    Hi Benjamin, I'm glad to hear that you found our conversation helpful. Transparency is a core value at Ladera Lending and I always strive to ensure my clients understand all the options available to them. Knowledge is certainly power, especially...
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  • Encompass
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    Stuart B S
    FORT MILL, SC
    Posted on October 8th, 2024 09:17 PM
    Jason and Hali are great to work with and tailored our Home loan to meet our needs.
    Reply from Jason Smith
    October 23rd, 2024 01:17 PM
    Thanks, Stu. I appreciate your review once again, and I’ll be in touch in about six months for another loan review. If you need anything in the meantime, feel free to reach out. Otherwise, I’ll talk to you in a few months!
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    About
    Since beginning my mortgage career in 2007, I have assisted over 2,200 clients in fulfilling their dream of homeownership or improving their financial situation through cash-out or interest rate reduction refinances. I specialize in Cash-Out, Rate & Term, and purchase transactions. As an expert in all residential loan types, including Non-Agency (Jumbo), FHA, VA, Conventional, High Balance, HELOCS, HELOANS, DSCR, Streamlines, Non-QM and bank statement loans, my goal is to provide you with the lowest interest rates in the market, combined with world-class service, with the hope of keeping you as a client for life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Bridge Loans
    Adjustable Rate Mortgages
    Specialities
    Conventional Loans
    Jumbo Loans
    HELOCS & HELOANS
    Non-QM & DSCR Loans
    Purchase, Rate and Term, and Cash Out Loans
    FHA & VA Loans
    FHA Streamlines and IRRRLS
    Bank Statement Loans
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    Positions
    • Ladera Lending - Sales Manager - VP
      Jun 1st, 2018 - Current
    • Ladera Lending - Loan Officer
      Jun 1st, 2018 - Current
    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1030753
    • California
    • Arizona
    • View All
    Gallery
    Jason Smith - Gallery Photo
    Videos
    video
    Additional Information
    Payment Methods
    • Credit Card
    Disclaimer
    You won't be disappointed.