

Jason Smith
Site Manager - VP | NMLS # 1030753

Since beginning my mortgage career in 2007, I have assisted over 2,200 clients in fulfilling their dream of homeownership or improving their financial situation through cash-out or interest rate reduction refinances. I specialize in Cash-Ou... Show More
Location & Business Hours
Business Hours
Thu
7 AM to 6 PM
Fri
7 AM to 6 PM(Open now)
Sat
8 AM to 12 PM
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Reviews from Web
Jason and Hali were fantastic, look forward to working with Jason again and Hali if possible ! Thank you .
Reply from Jason Smith
February 12th, 2025 10:54 PM
Thanks Kevin. You will definitely work with both of us again, and thank you for sharing your experience!
Jason kept us involved in every step of the process and we were never in the dark about anything
Reply from Jason Smith
February 12th, 2025 10:56 PM
Thank you for your review, James! We're delighted to know that we provided you with a clear and transparent experience. Our goal is always to simplify and clarify the lending process, ensuring a seamless journey for our clients.
Honestly, I don't even know what company I'm getting the loan from but I do know I'm working with Jason and it's always been a great experience with him
Reply from Jason Smith
November 4th, 2024 08:33 PM
Thanks a ton for your feedback, Gary! It's always a pleasure working with you too. If you need anything before 8 months you know where to find me!
Jason and his team are on top of it and are not afraid to followup when the best options are on the table.
Reply from Jason Smith
October 26th, 2024 03:27 PM
Your 5-star rating is appreciated. If you or anyone you know need our services again, don't hesitate to reach out. I'll be in touch again in a few months (hopefully)
Jason Smith
Jason made it so easy. I refinanced while in Europe. Since I had my original loan Ladera lending I didn’t need an appraisal. Signed papers shortly after I returned home.
Reply from Jason Smith
October 26th, 2024 03:32 PM
Thanks for sharing your experience and the 5-star review.
It's great to hear that it was easy for you even when you were in another country and the timing worked out great - fly home, sign, fund!
Great communication and service
Reply from Jason Smith
October 26th, 2024 03:33 PM
Thanks John, and hopefully, we'll get another opportunity to save you even more next year.
Thanks for all your help
Reply from Jason Smith
October 26th, 2024 03:36 PM
Thanks Bill & Minda! I will be in touch in about 6 months for another loan review. But if you would like to discuss anything before then, don't hesitate to reach out.
We had great communication and fast responses to questions we had regarding loans.
Reply from Jason Smith
October 26th, 2024 03:38 PM
Thanks for the 5-Star Review! I hope that PA and your new home are treating you well!
Jason took the time to explain to me options that were uniquely advantageous for me. He also took the time to share some of his knowledge about the mortgage industry and the incentives of different parties involved, which I really appreciated....
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Reply from Jason Smith
October 23rd, 2024 07:03 PM
Hi Benjamin, I'm glad to hear that you found our conversation helpful. Transparency is a core value at Ladera Lending and I always strive to ensure my clients understand all the options available to them. Knowledge is certainly power, especially...
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Jason and Hali are great to work with and tailored our Home loan to meet our needs.
Reply from Jason Smith
October 23rd, 2024 01:17 PM
Thanks, Stu. I appreciate your review once again, and I’ll be in touch in about six months for another loan review. If you need anything in the meantime, feel free to reach out. Otherwise, I’ll talk to you in a few months!
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About
Since beginning my mortgage career in 2007, I have assisted over 2,200 clients in fulfilling their dream of homeownership or improving their financial situation through cash-out or interest rate reduction refinances. I specialize in Cash-Out, Rate & Term, and purchase transactions. As an expert in all residential loan types, including Non-Agency (Jumbo), FHA, VA, Conventional, High Balance, HELOCS, HELOANS, DSCR, Streamlines, Non-QM and bank statement loans, my goal is to provide you with the lowest interest rates in the market, combined with world-class service, with the hope of keeping you as a client for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Bridge Loans
Adjustable Rate Mortgages
Specialities
Conventional Loans
Jumbo Loans
HELOCS & HELOANS
Non-QM & DSCR Loans
Purchase, Rate and Term, and Cash Out Loans
FHA & VA Loans
FHA Streamlines and IRRRLS
Bank Statement Loans
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Positions
- Ladera Lending - Sales Manager - VPJun 1st, 2018 - Current
- Ladera Lending - Loan OfficerJun 1st, 2018 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1030753
- California
- Arizona
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Additional Information
Payment Methods
- Credit Card
Disclaimer
You won't be disappointed.