Jason Smathers - AnnieMac Home Mortgage
Branch Manager | NMLS #68515
Jason understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout...... Show More
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9 AM to 5 PM
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Jason Smathers and the AnnieMac Team were wonderful to work with. The attention to detail, assistance every step of the way, prompt responses to questions. My clients have been very happy with the Cash2Keys program. It has helped both families...
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Reply from Jason Smathers - AnnieMac Home Mort...
June 19th, 2026 03:20 PM
Thank you so much for your kind words, Angela. I'm pleased to hear that you and your clients had a smooth experience with the Cash2Keys program. It's always my goal to provide detailed attention and prompt assistance every step of the way....
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Jason helped us to understand how the program worked and was always available when questions needed to be answered. He is knowledgeable , professional and kind. We appreciate our realtor Angela Penkin connecting us with Jason so that we could...
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Reply from Jason Smathers - AnnieMac Home Mort...
February 12th, 2026 03:39 PM
I'm so pleased to hear that you appreciated the service, Heather. It was a pleasure helping you and Bob understand the program and addressing your questions. Angela's connection truly made it a great team effort. If there's anything else I...
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Jason was always available to me either by phone or text to answer any concerns or questions I had about the mortgage application process. He helped make my first home buying experience less daunting.
Reply from Jason Smathers - AnnieMac Home Mort...
February 6th, 2026 05:02 PM
It's reassuring to know that I could be there for you during your first home buying journey, Sharon. I'm pleased that I could help make the process a little less overwhelming. I feel very blessed to earn your trust and the opportunity to work...
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Jason was excellent as well as the support team. Jason took the time to explain how program works with both myself, wife and agent at the same time. Jason even did this at our convenience after our work hours. Jason and team kept us informed...
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Reply from Jason Smathers - AnnieMac Home Mort...
February 6th, 2026 02:58 PM
It's great to hear about your positive experience, Robert. I'm glad I could work with you, your wife, and your agent to guide you through the program and that the timing worked well for you. I appreciate your kind words about the process we...
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Professional, answered the phone, got the job done.
This has to about the 6th original mortgage or refinance with Jason and every single one has gone well so there is no reason why we wouldn't return for another one when we need it.
Reply from Jason Smathers - AnnieMac Home Mort...
November 24th, 2025 03:24 PM
Thank you for your continued trust and support, Lindsay & Adam. It means a lot to know that each of your experiences with me has been positive. I'm here whenever you need assistance with another mortgage or refinance in the future. If you have...
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Easy to work with.
Reply from Jason Smathers - AnnieMac Home Mort...
October 6th, 2025 03:33 PM
I’m glad you found it easy to work together, David. It’s important to me that the process feels smooth and manageable for you. If there’s ever anything you need or questions arise, please feel free to reach out. Thank you for partnering with...
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Jason has a condescending manner when speaking with clients. I dont don't feel he really listened when I was speaking. My previous months credit card balances were rolled into the balance needed to close. Those amounts had already been paid...
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Jason is an absolute plmeasure to work with and his experience and knowledge and professional manner exceeds above the industry standard. I know when I refer my clients to Jason, I can rest assure my clients are going to be very pleased and...
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Reply from Jason Smathers - AnnieMac Home Mort...
August 29th, 2025 03:01 PM
Thank you for your kind words, Lee. It's truly rewarding to hear that you trust me to provide a wonderful experience for your clients. I strive to maintain a high standard of service and knowing that this resonates with you means a lot. If...
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Mostly because they made it happen. I would only say as a negative that it didnt happen as fast as they said and that there are tons of paperwork. But happy with end result.
Reply from Jason Smathers
July 21st, 2025 03:27 PM
I'm glad to hear you're happy with the end result, Stephen. I understand that paperwork can be a bit overwhelming, and I apologize for any delays in the process. Your patience throughout was much appreciated. If you have any further questions...
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About
Jason understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Jason is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Adjustable Rate Mortgages
Non-QM
Specialities
Mortgage Lending for Purchase Refinance Transactions: Conventional, Jumbo, FHA, USDA, Renovation
VA Loans
Non-QM
Cash Offers
Renovation 203k
Down Payment Assistance
Temp Buydowns
ITIN
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147
/850
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Positions
- AnnieMac Home Mortgage - Branch ManagerNov 14th, 2022 - Current
- Haus Capital Corporation - Regional Sales ManagerJan 28th, 2020 - Nov 13th, 2022
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #68515
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.