

Janie Fagan
Loan Originator


Northeastern State University
Janie Fagan is a mortgage loan officer with 21+ years of experience helping individuals and families navigate home financing with confidence. Known for clear communication and problem-solving, she ensures a smooth, transparent process. Jani... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
Janie was fantastic to work with. She was very responsive to questions and always available to help. Janie made our refinance as painless and simple as possible.
Reply from Owner
July 14th, 2025 12:00 AM
Thank you for sharing your experience! We're delighted to hear that Janie was good work with and made your refinance process painless and simple. Her responsiveness and availability are truly appreciated. We'll be sure to pass along your kind...
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Janie has helped my husband, and I purchase our last 2 homes. She is always there and ready to help. She kept us informed and never let a break in communication be an issue. Buying a home is stressful and for us someone who is responsive to...
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Reply from Owner
July 14th, 2025 12:00 AM
Thank you for sharing your wonderful experience! We're thrilled to hear that Janie has been consistently helpful and responsive during your home purchases. Her dedication to clear communication and seamless collaboration with your realtor truly...
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I was a first time home buyer, and Janie explained everything and was there every step of the way. She was extremely communicative and responsive. I would call her multiple times a day with questions and see always made time with me. She made...
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Reply from Owner
July 14th, 2025 12:00 AM
Thank you for sharing your experience as a first-time home buyer! We're delighted to hear that Janie was able to guide you through every step of the process with clear communication and responsiveness. It's wonderful to know she made the journey...
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My husband and I had been told by multiple lenders that we would have to put off purchasing a home because recent job changes. But Janie and her team worked to find a mortgage plan that worked great for us. We are so thankful that they were...
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Reply from Owner
November 18th, 2024 12:00 AM
Thank you so much for sharing your wonderful experience! We’re thrilled to hear that Janie and her team were able to assist you in finding the perfect mortgage solution. Your recommendation means the world to us, and we look forward to continuing...
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Janie and her team were awesome! They were very thorough and fast. Everything was smooth and easy. We were even able to close earlier than anticipated which was amazing. Thank you so much Janie!
Reply from Owner
August 21st, 2024 12:00 AM
Hi Kelsey, thank you so much for your kind words about Janie and our mortgage team! We're thrilled to hear that your experience was smooth and easy! We hope you enjoy you enjoy many happy years in your new home!
Janie and her team were so wonderful. The team was such a great help by making the loan process easy and convenient. Janie helped me in find the best solution/product for my situation and I'm so thankful to have found her and her team to work...
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Reply from Owner
November 30th, 2023 12:00 AM
Thank you for letting us know about your experience with Janie! - KJ
I have had the pleasure of working with Janie on several mortgage loans. She is seriously the best with communicating and keeping the loan moving along to insure a timely close. I will always recommend her to friends and family!
Reply from Owner
May 13th, 2025 12:00 AM
Thank you so much Susan!
Janie was fantastic in helping me get my loan processed. I needed a quiet title on my property and this delayed the process by several months. Regardless, she made sure to keep me inform of progress of my loan and gave me weekly updates. Overall,...
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Reply from Owner
December 16th, 2022 12:00 AM
We appreciate this five-star review! We are glad to hear that you enjoyed your experience working with Janie! We will share this with her! - BH
This was my first experience buying a home in Oklahoma, and the Janie Fagan team could not have made the process go more smoothly. The whole team was truly professional, caring, and creative in their approach to meet our needs. I hope to work...
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Janie was great to work with. She was professional, knowledgeable, responsive and thorough. I asked a lot of questions and sent her many emails. She took the stress out of the experience. I will be happy to recommend her.
Reply from Owner
January 7th, 2019 12:00 AM
Joshua, Thank you for taking the time for the review. There is a lot that goes into buying a new home and I always want to make sure all of my customers questions are answered. I hope you and your family are enjoying your home!
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About
Janie Fagan is a mortgage loan officer with 21+ years of experience helping individuals and families navigate home financing with confidence. Known for clear communication and problem-solving, she ensures a smooth, transparent process. Janie specializes in down payment assistance programs, Native American lending, and niche mortgage solutions tailored to unique needs. She proudly serves the greater Tulsa area, including Claremore, Owasso, Oologah, and Collinsville. Janie is active in her community and enjoys spending time with her family, cheering on her kids in sports and activities.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Construction Loan
Bridge Loans
Self-Employed Mortgages
Cash-Out Refinances
Bank Statement Mortgages
Ground-Up Construction Loans
Mortgage Lender
Home Renovation Loan
Mortgage Refinance
USDA Loans
DSCR Loans
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Education
- Northeastern State UniversityBiology/Biological SciencesBachelor of ScienceAug 2010 -Dec 2013

Memberships
- Tulsa Womens Counsil of Realtors
- Claremore Area Chamber of Commerce
Year Started
2026
Time Zone
Central Time
Licenses
- NMLS #564775
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Hobbies
- Watching my kids at their sports/activities
- Boating
- Farming
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Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions