

Janie Fagan
Loan Originator


Northeastern State University
Janie Fagan is a mortgage loan officer with 21+ years of experience helping individuals and families navigate home financing with confidence. Known for clear communication and problem-solving, she ensures a smooth, transparent process. Jani... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Janie is amazing! We have worked with Janie in the past and she is the best that there is! She always goes above and beyond to help meet the needs of her Clients. We are thankful for her and we highly recommend her.
Reply from Janie Fagan
September 10th, 2026 03:36 PM
Thank you so very much for the kind review and allows allowing me to assist your family!
Janie is always responsive and helpful!
Reply from Janie Fagan
August 31st, 2026 07:21 PM
Stephanie, I'm grateful for your kind words. It's good to know that you find my responsiveness and assistance helpful!
As a first time buyer I wish I would have had more support in the whole process. More explaining. Looking around for more options i feel like I was pushed into this from my realtor and I should have contacted my bank and got more interest rates...
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Janie Fagan has received a review with 5 star rating from Lonell C
Reply from Owner
July 3rd, 2026 02:13 PM
Lonell, thank you for the rating! I'm pleased to know you had a positive experience with my services at Waterstone Mortgage.
Janie was very professional as well as helpful and pleasant to work with in and out of the office. The buyers transaction was smothe without any hiccups!!! 10 out 10
Reply from Janie Fagan
June 29th, 2026 06:32 PM
Thank you so much for the wonderful review! I truly appreciate your trust and partnership. It was a pleasure working together, and I'm so glad we were able to provide your buyers with a smooth, stress-free closing. Having great Realtor partners...
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Janie Fagan has received a review with 5 star rating from Gabriele T
Reply from Owner
June 26th, 2026 02:12 PM
Thank you, Gabriele, for your positive rating. I appreciate your support!
Janie was extremely knowledgeable and patient. She helped us every step of the way and went above and beyond to make sure we were taken care of. She is awesome!
Reply from Janie Fagan
June 25th, 2026 05:44 PM
Gabriele, I appreciate your kind words and am glad to hear that my knowledge and patience were helpful to you. It's rewarding to know that I could support you every step of the way. Thank you for sharing your experience!
Janie was absolutely amazing, she was there walking us through every step and every trial. She never gave up on us and we worked amazing as a team. were Honestly so blessed to have her through this whole process.
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Reply from Janie Fagan
June 22nd, 2026 03:06 PM
Elaina, I'm grateful for your kind words and am happy I could support you throughout the process. It was wonderful working together, and I'm glad we made a great team. Thank you for sharing your experience!
From previous lenders we received horrible communication, Janie went above and beyond to help and always answered questions and went the extra mile for us. She was so pleasant to work with!
Reply from Janie Fagan
June 4th, 2026 08:21 PM
Nicholas, I'm so pleased to hear that you had a positive experience with my services. It's great to know that my efforts to communicate clearly and go the extra mile made a difference for you. Thank you for your kind words!
I CANNOT SAY ENOUGH WONDERFUL THINGS ABOUT JANIE! SHE IS INCREDIBLE EVERY STEP OF THE WAY TO COMMUNICATE AND BE ON TOP OF WHAT NEEDS TO BE DONE! SO THANKFUL FOR HER!
Reply from Owner
July 14th, 2025 12:00 AM
Thank you for your wonderful review! We're delighted to hear about your positive experience with Janie during your home purchase. She truly goes above and beyond. We'll make sure to pass along your thanks!
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About
Janie Fagan is a mortgage loan officer with 21+ years of experience helping individuals and families navigate home financing with confidence. Known for clear communication and problem-solving, she ensures a smooth, transparent process. Janie specializes in down payment assistance programs, Native American lending, and niche mortgage solutions tailored to unique needs. She proudly serves the greater Tulsa area, including Claremore, Owasso, Oologah, and Collinsville. Janie is active in her community and enjoys spending time with her family, cheering on her kids in sports and activities.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Construction Loan
Bridge Loans
Self-Employed Mortgages
Cash-Out Refinances
Bank Statement Mortgages
Ground-Up Construction Loans
Mortgage Lender
Home Renovation Loan
Mortgage Refinance
USDA Loans
DSCR Loans
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Education
- Northeastern State UniversityBiology/Biological SciencesBachelor of ScienceAug 2010 -Dec 2013

Memberships
- Tulsa Womens Counsil of Realtors
- Claremore Area Chamber of Commerce
Year Started
2026
Time Zone
Central Time
Licenses
- NMLS #564775
Gallery


Hobbies
- Watching my kids at their sports/activities
- Boating
- Farming
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Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions