
Janet Saul
AVP Mortgage Specialist | NMLS# 724937

I will work to make your mortgage process as quick and simple as possible. We offer a full line of mortgage products and I will work with you to determine the mortgage that best suits your needs.
I have more than 30 years of banking experi... Show More
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Janet assisted us with purchasing our first home and we were fortunate to jave her assist us with our HELOC. We are huge fans of the Clear Mountain family and will use them for any other mortgage needs.
Reply from Janet Saul
November 20th, 2025 05:04 PM
I'm so pleased to hear about your positive experiences with both the home purchase and the HELOC process. It's been a pleasure to assist you, and I'm delighted that Clear Mountain Bank has been a good fit for your needs. If you need anything...
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How Janet Saul didn't give up on my mortgage application. How she kept helping me in the process. Thank you for everything.
Reply from Janet Saul
November 18th, 2025 03:01 PM
I'm grateful for your kind review. I'm pleased that I could support you with your mortgage application and assist throughout the process. If you have any other needs or questions in the future, feel free to reach out.
Janet is good at her job and Clear Mountain Bank is a great institution. Kind and caring.
Reply from Janet Saul
November 17th, 2025 09:37 PM
Julie, thank you for your feedback. I'm pleased to hear that you found my work satisfactory and that you're happy with Clear Mountain Bank. It's important to me to be both kind and caring in helping clients like you. If there's anything more...
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She's the best of the best! Always so helpful and kind. We love doing business with Janet!
Reply from Janet Saul
November 17th, 2025 03:44 PM
Brandi, thank you for your kind words. It's wonderful to know that you feel well-supported in our interactions. I'm grateful for the opportunity to do business with you, and I'm always here to help whenever you need it.
Janet made it great. She has been doing this for along time and knows how to navigate the process from application to close. We have enjoyed working with Janet over the years from our first home purchase to our recent forever home construction...
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Reply from Janet Saul
September 19th, 2025 01:17 AM
Clifton, I'm glad to hear that your experiences with me have been positive from your first home purchase to your recent construction loan for your forever home. It's always a joy to help navigate the process and make it as smooth as possible....
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Reachable and timely
Reply from Janet Saul
September 16th, 2025 08:02 PM
I'm glad to hear that you found me reachable and timely. I understand the importance of being available and responsive, and I'm pleased to know this made your experience positive. If there's anything more you need, please feel free to reach...
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Our experience with Clear Mountain Banks mortgage loan originator Janet Saul, and senior loan officer, Shelli Stephens was terrible. They made mistakes with our loan, created delays, and treated us, the real estate agent, and even the closing...
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We've work with Janet for many years and she always makes the loan process effortless.
Reply from Janet Saul
September 15th, 2025 07:03 PM
Kevin, I appreciate your feedback and am grateful for your continued trust over the years. Making the loan process as seamless as possible is always a priority for me. If there's anything more I can do to assist you in the future, please don't...
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Pleasant and easy to work with
Reply from Janet Saul
August 31st, 2025 01:32 PM
Thank you, Jennifer, for your kind review. I'm delighted to know that you found working with me pleasant and straightforward. It's always important to me to ensure a smooth and positive experience for you. If there's anything else you need...
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Loved working wirh Janet. She always answered when I would call, I know rhah that sounds small. But that seems impossible now a days! Thank you Janet!! 10/10
Reply from Janet Saul
August 29th, 2025 11:42 AM
Thank you, Dallas, for your kind words. I'm so glad to hear that you appreciated my availability whenever you reached out. I understand that timely communication is crucial, and I'm happy to have been able to assist you effectively. If you...
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About
I will work to make your mortgage process as quick and simple as possible. We offer a full line of mortgage products and I will work with you to determine the mortgage that best suits your needs.
I have more than 30 years of banking experience. I am a graduate of University High School and Fairmont State. I currently serve as Life Director of the North Central West Virginia Home Builders Association and Life Director of the West Virginia Home Builders Association. I also work closely with the Morgantown Board of Realtors and am a member of the American Civil Liberties Union. Put my experience to work for you!
Apply online or call me to qualify for your mortgage loan today. I look forward to working with you.
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 742937
Disclaimer
Clear Mountain Bank is an Equal Housing Lender. Member FDIC. NMLS ID #523098.
Loans are subject to credit approval. Not all applicants will qualify.
Additional terms, conditions, and restrictions may apply.