Guild Mortgage - Janene Towner Chernoff
Sales Manager | NMLS# 287633
Welcome to Guild Mortgage Company. With access to a wide variety of home loan products, we'll be able to help you find the mortgage that best fits your dreams and budget. We will work with you every step of the way to ensure a smooth and ti... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Janene is the best
Reply from Janene Towner Chernoff
February 9th, 2026 05:01 PM
Thank you, James, for your kind words. I'm glad to know you feel so positively about your experience. If there's anything further I can assist with, please don't hesitate to reach out.
Janene helped us navigate the closing process and kept us up to date on all the details and what paperwork to triage at any moment. She was excellent to work with and we would work with her again!
Reply from Guild Mortgage - Janene Towner Cher...
January 2nd, 2026 08:01 PM
Thank you for the kind words, Sklyer, I am so happy you found such a great home. Happy New Year to you!
Janene is awesome! Thank you! :)
Janene Towner Chernoff was absolutely outstanding. She was fast, incredibly knowledgeable, and endlessly patient—but what truly set her apart was how exceptional she was with my nervous first-time homebuyers. Janene took the time to explain...
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Reply from Guild Mortgage - Janene Towner Cher...
December 23rd, 2025 02:29 PM
Thank you, Terry. I appreciate your kind words, and I feel the same way about working with you. You found our first time homebuyers a wonderful home and they could not have been in better hands. I hope we can work together again soon!
We had such a great experience working with Janene. She was knowledgeable, responsive, and always one step ahead, which made the entire loan process smooth and easy. We couldn’t have asked for a better loan officer and highly recommend her!
We had such a great experience working with Janene. She was knowledgeable, responsive, and always one step ahead, which made the entire loan process smooth and easy. We couldn’t have asked for a better loan officer and highly recommend her!
Reply from Guild Mortgage - Janene Towner Cher...
December 15th, 2025 05:47 PM
Thank you so much for the kind words! It was my pleasure to assist you with your first home purchase. Please tell your family and friends about me, that is the highest compliment I can receive. Happy Holidays to you and Trevin in your new home....
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Janene was very helpful, informative, and supportive. It was a very challenging process and she helped me get through and was always there to answer my questions . I trusted that she had my best interests in mind and was very communicative...
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Reply from Guild Mortgage - Janene Towner Cher...
December 4th, 2025 04:14 PM
I sincerely appreciate your kind words! It was an honor to assist you with your financing for your first home purchase. I hope you have many years of happiness in your new home.
My wife and I had no experience with house shopping and loan programs. Janene was incredibly patient and knowledgeable. A true professional with a friendly attitude! Anytime I had a question, Janene was there. Her instincts to follow up and...
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Reply from Guild Mortgage - Janene Towner Cher...
November 5th, 2025 02:55 PM
Thank you for your kind words. It's been a pleasure working with your family. Keep looking and you will find the right home!
Janene and her team were amazing! They provide our family a great support to secure this beautyfull house as first time home buyers. Her team was very professional on how they conduct business, provide information, and setting expectations....
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Reply from Guild Mortgage - Janene Towner Cher...
October 24th, 2025 03:34 PM
Thank you so much Abrham, it was an honor to assist your family with your home loan financing. May you have many years of happiness in your beautiful new home!
I worked with Janene as a processor with Spring EQ so she submitted a loan to me to work with her on. She was very responsive and easy to work with to get the file done super fast. The file went from conditional approval to docs in 3 days!!!!...
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About
Welcome to Guild Mortgage Company. With access to a wide variety of home loan products, we'll be able to help you find the mortgage that best fits your dreams and budget. We will work with you every step of the way to ensure a smooth and timely closing process.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
First Time Homebuyer and Down Payment Assistance Expert, Direct Lender and Broker, Jumbo, Investor, Second Homes, Bridge Loans Offered
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
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Memberships
- Rotary Club of Morgan Hill, Leadership Morgan Hill
Time Zone
Pacific Standard Time (PST)
Disclaimer
I am authorized to do business in the states of Arizona, California and Nevada. AZ BK#0018883; AZ BKBR# 1007114; AZ LO Lic.# 1039711; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NV Mortgage Company #1141; NMLS ID: 287633; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.