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Jamie Freeze, Ruoff Mortgage - Senior Loan Officer in Garrett, IN
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Jamie Freeze, Ruoff Mortgage

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Senior Loan Officer

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I’m a Mortgage Loan Officer with Ruoff Mortgage proudly serving Garrett, DeKalb County, and Northeast Indiana. Garrett isn’t just where I work, it’s my hometown. I was born and raised here and love helping families in the community I grew u... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • Encompass
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    Julie W
    Garrett, IN
    Posted on May 1st, 2026 06:39 PM
    Jamie is a rockstar. Every time she was involved things moved quickly and smoothly.There may be a glitch on the Loan Butler. When I got an email to log in, it always gave me a link error. Whether I was on my phone or on my laptop I had to reclick...
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    Reply from Jamie Freeze
    June 22nd, 2026 01:42 PM
    Thank you for your kind works and so sorry for the technology errors.
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    Hannah G
    Posted on April 28th, 2026 02:31 AM
    Working with Jamie at Ruoff Mortgage was truly one of the best parts of our home buying experience. From the very beginning, she made us feel confident, informed, and completely taken care of.Jamie is an incredible communicator—she kept us...
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    Reply from Owner
    April 29th, 2026 04:12 PM
    Hannah, THANK YOU for your kind words! You are some of the absolute best clients to work with and I was honored to help guide you. It takes a team and you and Austin make a great one, always diligent in making sure you are set up for now and...
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    Hannah R G
    Wolcottville, IN
    Posted on April 28th, 2026 02:31 AM
    Working with Jamie at Ruoff Mortgage was truly one of the best parts of our home buying experience. From the very beginning, she made us feel confident, informed, and completely taken care of.Jamie is an incredible communicator—she kept us...
    read more
    Reply from Jamie Freeze
    May 8th, 2026 01:03 PM
    Hannah, I'm so grateful for your kind words about your home buying experience with me at Ruoff Mortgage. It's appreciated to know that you felt confident and well-supported throughout the process. Keeping my clients informed and at ease is...
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    Chris K
    Posted on April 22nd, 2026 03:24 PM
    Jamie and her team did an amazing job getting my mortgage down. She understood my goals and exceeded those goals. She always responded quickly and walked me through my next goals to be able to maximize my next refinance, which I will be return...
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    Reply from Owner
    May 3rd, 2026 05:14 PM
    Chris, I'm glad to hear that I could help you achieve your mortgage goals. Understanding and exceeding your expectations is always my aim. I'm pleased you appreciated the quick responses and guidance on your next steps. Looking forward to assisting...
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    Christopher K
    Garrett, IN
    Posted on April 22nd, 2026 03:12 PM
    I have had issues with loan officers before. It would feel like they just wanted to maximize money out of my pocket and didn't really care about me just getting it closed. Jamie understood exactly what my goal was with this refinance. There...
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    Reply from Jamie Freeze, Ruoff Mortgage
    April 22nd, 2026 07:58 PM
    I'm so glad we were able to make this such a positive experience for you Chris! I'm excited for the financial implications this will have for your family. You were great to work with, thanks for the trust!
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    Peggy S J
    Auburn, IN
    Posted on April 5th, 2026 03:39 PM
    Very helpful.
    Reply from Jamie Freeze, Ruoff Mortgage
    April 22nd, 2026 06:48 PM
    Thank you, Peggy! Please let me know if there's ever anything I can do for you in the future.
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    Metal1jc1enyofalls
    Posted on April 1st, 2026 09:18 PM
    Jamie Freeze, Ruoff Mortgage has received a review with 5 star rating from Metal1jc1enyofalls
    Reply from Owner
    April 12th, 2026 06:33 PM
    Thank you for the positive rating, metal1jc1enyofalls! I appreciate your support.
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    Joshua C G
    Auburn, IN
    Posted on April 1st, 2026 09:17 PM
    So helpfulful with finding me the best options and opportunity to save money and get the best financial option for my home. Quick to respond and even when tasking another person to take over transaction, it was seemless. Truly appreciate this...
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    Reply from Jamie Freeze
    April 12th, 2026 04:05 PM
    Joshua, thank you for sharing your experience. I'm pleased to have been able to assist in finding the best financial options for your home. It's important to me that the process is seamless and responsive, even when team members step in. Should...
    read more
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    Nicole R
    BUTLER, IN
    Posted on April 1st, 2026 03:02 PM
    Jamie was amazing to work with and really kept us up to date throughout the entire process.
    Reply from Jamie Freeze
    April 11th, 2026 03:03 PM
    Nicole, it's great to know that you felt well-informed throughout the process. Keeping everyone updated is important to me. If you have any questions or require further assistance, please don't hesitate to reach out.
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    James E B
    Fort Wayne, IN
    Posted on March 31st, 2026 08:01 PM
    Working with Jamie and her team was a pleasure! I received all of the support that I needed, and I was given excellent communication on what was needed from me throughout the entire process.
    Reply from Jamie Freeze, Ruoff Mortgage
    April 1st, 2026 06:23 PM
    Thank you so much for the kind words, James. We are so grateful we got to assist you in your homebuying process. Please feel free reach out if there's anything we can do for you in the future!
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    About
    I’m a Mortgage Loan Officer with Ruoff Mortgage proudly serving Garrett, DeKalb County, and Northeast Indiana. Garrett isn’t just where I work, it’s my hometown. I was born and raised here and love helping families in the community I grew up in achieve their homeownership goals. Backed by Ruoff Mortgage, the #1 mortgage company in Indiana, I help clients confidently navigate the home financing process with personalized guidance and trusted expertise. I work with first-time homebuyers and experienced homeowners exploring refinancing, home improvements, or debt consolidation, making the mortgage process simple, smooth, and stress-free. NMLS 1580657
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    USDA Loans
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    Memberships
    • Dekalb County Chamber Partner
    • Home Builders Association of Fort Wayne
    • GKB Education Foundation
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    Addresses and Serving Areas

    Year Started

    1984

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS: 1580657
    Hobbies
    • Gardening
    • Traveling
    • Bodyboarding at the beach
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    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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