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Jamie Freeze, Ruoff Mortgage
Senior Loan Officer

I’m a Mortgage Loan Officer with Ruoff Mortgage proudly serving Garrett, DeKalb County, and Northeast Indiana. Garrett isn’t just where I work, it’s my hometown. I was born and raised here and love helping families in the community I grew u... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Jamie is a rockstar. Every time she was involved things moved quickly and smoothly.There may be a glitch on the Loan Butler. When I got an email to log in, it always gave me a link error. Whether I was on my phone or on my laptop I had to reclick...
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Reply from Jamie Freeze
June 22nd, 2026 01:42 PM
Thank you for your kind works and so sorry for the technology errors.
Working with Jamie at Ruoff Mortgage was truly one of the best parts of our home buying experience. From the very beginning, she made us feel confident, informed, and completely taken care of.Jamie is an incredible communicator—she kept us...
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Reply from Owner
April 29th, 2026 04:12 PM
Hannah, THANK YOU for your kind words! You are some of the absolute best clients to work with and I was honored to help guide you. It takes a team and you and Austin make a great one, always diligent in making sure you are set up for now and...
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Working with Jamie at Ruoff Mortgage was truly one of the best parts of our home buying experience. From the very beginning, she made us feel confident, informed, and completely taken care of.Jamie is an incredible communicator—she kept us...
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Reply from Jamie Freeze
May 8th, 2026 01:03 PM
Hannah, I'm so grateful for your kind words about your home buying experience with me at Ruoff Mortgage. It's appreciated to know that you felt confident and well-supported throughout the process. Keeping my clients informed and at ease is...
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Jamie and her team did an amazing job getting my mortgage down. She understood my goals and exceeded those goals. She always responded quickly and walked me through my next goals to be able to maximize my next refinance, which I will be return...
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Reply from Owner
May 3rd, 2026 05:14 PM
Chris, I'm glad to hear that I could help you achieve your mortgage goals. Understanding and exceeding your expectations is always my aim. I'm pleased you appreciated the quick responses and guidance on your next steps. Looking forward to assisting...
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I have had issues with loan officers before. It would feel like they just wanted to maximize money out of my pocket and didn't really care about me just getting it closed. Jamie understood exactly what my goal was with this refinance. There...
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Reply from Jamie Freeze, Ruoff Mortgage
April 22nd, 2026 07:58 PM
I'm so glad we were able to make this such a positive experience for you Chris! I'm excited for the financial implications this will have for your family. You were great to work with, thanks for the trust!
Very helpful.
Reply from Jamie Freeze, Ruoff Mortgage
April 22nd, 2026 06:48 PM
Thank you, Peggy! Please let me know if there's ever anything I can do for you in the future.
Jamie Freeze, Ruoff Mortgage has received a review with 5 star rating from Metal1jc1enyofalls
Reply from Owner
April 12th, 2026 06:33 PM
Thank you for the positive rating, metal1jc1enyofalls! I appreciate your support.
So helpfulful with finding me the best options and opportunity to save money and get the best financial option for my home. Quick to respond and even when tasking another person to take over transaction, it was seemless. Truly appreciate this...
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Reply from Jamie Freeze
April 12th, 2026 04:05 PM
Joshua, thank you for sharing your experience. I'm pleased to have been able to assist in finding the best financial options for your home. It's important to me that the process is seamless and responsive, even when team members step in. Should...
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Jamie was amazing to work with and really kept us up to date throughout the entire process.
Reply from Jamie Freeze
April 11th, 2026 03:03 PM
Nicole, it's great to know that you felt well-informed throughout the process. Keeping everyone updated is important to me. If you have any questions or require further assistance, please don't hesitate to reach out.
Working with Jamie and her team was a pleasure! I received all of the support that I needed, and I was given excellent communication on what was needed from me throughout the entire process.
Reply from Jamie Freeze, Ruoff Mortgage
April 1st, 2026 06:23 PM
Thank you so much for the kind words, James. We are so grateful we got to assist you in your homebuying process. Please feel free reach out if there's anything we can do for you in the future!
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About
I’m a Mortgage Loan Officer with Ruoff Mortgage proudly serving Garrett, DeKalb County, and Northeast Indiana. Garrett isn’t just where I work, it’s my hometown. I was born and raised here and love helping families in the community I grew up in achieve their homeownership goals. Backed by Ruoff Mortgage, the #1 mortgage company in Indiana, I help clients confidently navigate the home financing process with personalized guidance and trusted expertise. I work with first-time homebuyers and experienced homeowners exploring refinancing, home improvements, or debt consolidation, making the mortgage process simple, smooth, and stress-free. NMLS 1580657
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
USDA Loans
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Memberships
- Dekalb County Chamber Partner
- Home Builders Association of Fort Wayne
- GKB Education Foundation
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1984
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS: 1580657
Hobbies
- Gardening
- Traveling
- Bodyboarding at the beach
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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