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James Ream - Mortgage Loan Officer | NMLS # 1598468 in Lancaster, PA

James Ream

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Mortgage Loan Officer | NMLS # 1598468

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As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick process... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    A
    Andrew R
    Middletown, PA
    Posted on May 25th, 2021 12:06 PM
    Mortgages and refinances made easy. The process was painless, and the rates we achieved were better than any other quote we obtained.
  • Encompass
    K
    Karen A
    Lititz, PA
    Posted on May 23rd, 2021 12:37 PM
    James kept me up to date with any information I needed to know. He was friendly, easy to talk to, and willing to answer any questions I had. He explained things in a way I could understand (since I am not a numbers person!). He was available...
    read more
  • Zillow
    V
    Victor O
    Posted on May 19th, 2021 04:29 PM
    Jose is great at his job! This was my first time buying, and did not knowing anything about the process. He walked me through it and eased me. He was very professional and stayed in constant communication so that I knew what was going. If I...
    read more
  • 3rd Party Verified
    A
    Armando B
    Woodland, WA
    Posted on May 19th, 2021 09:53 AM
    Jose was on top of everything , he did a great job .Hard-working dude would use him again .
  • 3rd Party Verified
    V
    Victor O
    Vancouver, WA
    Posted on May 19th, 2021 08:58 AM
    Everything was communicated quickly and precisely. I’m a first time buyer and had complications with finances, but Jose worked hard and helped me through it. Excellent customer service.
  • Encompass
    E
    Erika N
    Harrisburg, PA
    Posted on May 16th, 2021 02:29 PM
    Made it seem like a grant was secured for me to use at closing but called 10 days before to say it ran out and was no longer available. Also got a call 1.5 hours before closing that I wasn’t able to close because of his lack of knowledge over...
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  • Zillow
    H
    Halljrg2
    Posted on May 6th, 2021 02:38 PM
    Jose was super professional and radial from the beginning. We had a couple of bumps in the road, and Jose smoothed them out and made the process easy and efficient. I would recommend him to everyone.
  • Encompass
    J
    John R
    Annville, PA
    Posted on May 1st, 2021 10:36 AM
    James was responsive at all tomes including weekends and after hours. Helped me with understanding the mortgage process in Pennsylvania which was a little different from Massachusetts where I came from. He was professional and courteous. I...
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  • Encompass
    A
    Abby L
    New Holland, PA
    Posted on April 30th, 2021 12:39 PM
    We are so appreciative of the service we received from James and this team. Everyone was easy to talk to and returned phone calls in a timely manner. I will be encouraging friends to use your team in the future! Blessings to each of you as...
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  • Encompass
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    Carla J
    Clearfield, PA
    Posted on April 29th, 2021 11:50 AM
    Every time I had to reach out regarding something with my loan, James responded quickly and resolved any issues we encountered. Professionalism, sense of urgency and overall concern for his clients is what made me have a great overall experience...
    read more
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    About
    As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick processing & underwriting, excellent service, & on-time closings. Outside of work, I’m an avid dog lover & enjoy spending time with my English Springer Spaniel, Matilda. I’m also a huge Philadelphia sports fan with the 2008 World Series win & Super Bowl 52 being two of the most favorite moments of my life! I enjoy exercise and staying physically and mentally fit too! Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, give me a call or book a meeting below!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
    View All
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    Memberships
    • Lancaster County Association of Realtors-Affiliate Member
    • LCAR Affiliate Member
    Addresses and Serving Areas

    Year Started

    2017

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 1598468
    Hobbies
    • Golf
    • Weight lifting
    • Running
    • View All
    Disclaimer
    This message is intended only for specified recipients. If you are not the intended recipient you are notified that disclosing, copying, distributing, or taking any action in reliance on the contents of this information is strictly prohibited. This communication represents the originator's personal views, which may not reflect those of TowneBank. The sender believes that this e-mail, including attachments, does not contain a virus, worm, trojan horse, or other malicious code when sent. This message and its attachments could have been infected during transmission. By reading the message and any attachments, the recipient accepts full responsibility for taking protective and remedial action about viruses and other defects. If you received this email in error, please immediately notify the sender. HomeSale Mortgage. NMLS 1054689. Equal Housing Lender. HomeSale Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. HomeSale Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. HomeSale Mortgage loan officers live in your communities and know the area.