

James Ream
Mortgage Loan Officer | NMLS # 1598468

As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick process... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Mortgages and refinances made easy. The process was painless, and the rates we achieved were better than any other quote we obtained.
James kept me up to date with any information I needed to know. He was friendly, easy to talk to, and willing to answer any questions I had. He explained things in a way I could understand (since I am not a numbers person!). He was available...
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Jose is great at his job! This was my first time buying, and did not knowing anything about the process. He walked me through it and eased me. He was very professional and stayed in constant communication so that I knew what was going. If I...
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Jose was on top of everything , he did a great job .Hard-working dude would use him again .
Everything was communicated quickly and precisely. I’m a first time buyer and had complications with finances, but Jose worked hard and helped me through it. Excellent customer service.
Made it seem like a grant was secured for me to use at closing but called 10 days before to say it ran out and was no longer available. Also got a call 1.5 hours before closing that I wasn’t able to close because of his lack of knowledge over...
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Jose was super professional and radial from the beginning. We had a couple of bumps in the road, and Jose smoothed them out and made the process easy and efficient. I would recommend him to everyone.
James was responsive at all tomes including weekends and after hours. Helped me with understanding the mortgage process in Pennsylvania which was a little different from Massachusetts where I came from. He was professional and courteous. I...
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We are so appreciative of the service we received from James and this team. Everyone was easy to talk to and returned phone calls in a timely manner. I will be encouraging friends to use your team in the future! Blessings to each of you as...
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Every time I had to reach out regarding something with my loan, James responded quickly and resolved any issues we encountered. Professionalism, sense of urgency and overall concern for his clients is what made me have a great overall experience...
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About
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick processing & underwriting, excellent service, & on-time closings.
Outside of work, I’m an avid dog lover & enjoy spending time with my English Springer Spaniel, Matilda. I’m also a huge Philadelphia sports fan with the 2008 World Series win & Super Bowl 52 being two of the most favorite moments of my life! I enjoy exercise and staying physically and mentally fit too!
Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, give me a call or book a meeting below!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Lancaster County Association of Realtors-Affiliate Member
- LCAR Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1598468
Hobbies
- Golf
- Weight lifting
- Running
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HomeSale Mortgage. NMLS 1054689. Equal Housing Lender.
HomeSale Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. HomeSale Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. HomeSale Mortgage loan officers live in your communities and know the area.