James Ream
Mortgage Loan Officer | NMLS # 1598468
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick process... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Jose was awesome to work with. Jose is definitely someone you can count on to get you through the mortgage process. We had some road blocks and Jose was able to work around them and get us the mortgage we needed. We will definitely go back...
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James kept in touch with me even late night on a Saturday night and answered all my questions I had.
Jim made sure to keep me informed at every step. When issues arrived concerning anything financial he was on it. Professional and personable
Jim made sure to keep me informed at every step. When issues arrived concerning anything financial he was on it. Professional and personable
Reply from Owner
January 9th, 2026 11:13 AM
Thanks so much, John.
Jim made sure to keep me informed at every step. When issues arrived concerning anything financial he was on it. Professional and personable
super helpful and made the process easy and stress free!
James thoroughly understands his job and was very helpful, patient, and kind as he guided me through a lengthy, complicated process. It would have been overwhelming without his knowledge.
Reply from Owner
January 9th, 2026 10:31 AM
Thank you, Gail!
He was very knowledgable as he guided me through a complicated process.
Even more important to me, was his patience, professionalism, and kindless.
Fast communication and easy to work with.
James made himself available when I had questions or concerns.
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About
As a loan officer, I thoroughly enjoy helping people realize their dream of homeownership. I am happy to be working with HomeSale Mortgage, your local mortgage company. As a local lender, we’re able to provide our clients with quick processing & underwriting, excellent service, & on-time closings.
Outside of work, I’m an avid dog lover & enjoy spending time with my English Springer Spaniel, Matilda. I’m also a huge Philadelphia sports fan with the 2008 World Series win & Super Bowl 52 being two of the most favorite moments of my life! I enjoy exercise and staying physically and mentally fit too!
Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, give me a call or book a meeting below!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Memberships
- Lancaster County Association of Realtors-Affiliate Member
- LCAR Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1598468
Hobbies
- Golf
- Weight lifting
- Running
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Disclaimer
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HomeSale Mortgage. NMLS 1054689. Equal Housing Lender.
HomeSale Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. HomeSale Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. HomeSale Mortgage loan officers live in your communities and know the area.