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Synergy One Lending - James & Travis
Loan Officer | NMLS # 2060886

Team version: The Mortgage Dads are James Swift and Travis Newton, a mortgage team at Synergy One Lending based in Salem, Oregon. Travis Newton, NMLS 269195, has originated loans since 2001 and is the number 1 loan officer in America for Ho... Show More
Location & Business Hours
Business Hours
Tues
7 AM to 6 PM
Wed
7 AM to 6 PM
Thu
7 AM to 6 PM
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Reviews from Web
This is my first loan and it seemed like they always needed more stuff. It was really complicated and just one person r two things turned into many. James was super helpful in relaying things and it wasn't on him it was on the underwriters....
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Reply from Synergy One Lending - James & Travi...
July 7th, 2026 03:08 PM
Thank you for the 5* review. There are so many moving parts with these types of loans. We appreciate the kind words and trust to get it to the finish line. Whether it's an FHA, VA Conventional or DSCR loan there are always hurdles to overcome,...
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It was already great!
Reply from Synergy One Lending - James & Travi...
July 5th, 2026 11:43 PM
Nathan, I'm glad to hear that you had a great experience. Thank you for sharing your positive feedback! We love helping all buyers with the FHA, VA, Conventional loan types. Especially in and around Salem Oregon
They gave us all possibilities to be able to get approved for our loan even though it wasn't the original plan to have us on the loan yet. But they made it happen for us.
Reply from Synergy One Lending - James & Travi...
July 2nd, 2026 02:45 PM
Breeana, I'm glad to hear that we were able to explore all possibilities to help get your loan approved. Your experience is important to me, and I'm pleased we could assist in making it happen for you. We are happy the FHA loan was the best...
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Made the buying process with a VA loan smooth. Excellant communication and fast response times. Always available to answer any questions we had.
Reply from James Swift
July 2nd, 2026 02:46 PM
Colton, I'm glad to hear that the VA loan process went smoothly for you and Mariah. I appreciate your kind words about my communication and responsiveness. If you have any more questions in the future, feel free to reach out. We love helping...
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Synergy One Lending - James & Travis has received a review with 5 star rating from Madison I
Reply from Owner
July 2nd, 2026 02:47 PM
Thank you for the 5-star rating, Madison. I'm glad to know you had a positive experience with us at Synergy One Lending. We love helping new buyers in Salem use their VA or FHA loans!
“Excellent experience from start to finish! James is knowledgeable, responsive, and made the entire mortgage process smooth and stress-free. Highly recommend to anyone looking for a reliable lender!”
Reply from Synergy One Lending - James & Travi...
June 26th, 2026 09:54 PM
Madison, I'm grateful for your kind words and am happy to hear that you had an excellent experience with me. It's nice to know that my efforts made the mortgage process smooth and stress-free for you. Thank you for recommending me to others!...
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Synergy One Lending - James & Travis has received a review with 5 star rating from Matt B
Reply from Owner
June 26th, 2026 09:55 PM
Thank you for the perfect rating, Matt. I’m glad you had a positive experience with me and Travis at Synergy One Lending. We love helping FHA and VA buyers in the Salem Oregon
Very fast and responsive. Needed some answers beyond normal business hours and answers were given/recieved in a timely manner
Reply from Synergy One Lending - James & Travi...
June 25th, 2026 03:27 PM
Matthew, I appreciate your feedback. I'm glad to hear that my responsiveness met your needs, even beyond normal business hours. If there's anything else I can assist you with, please let me know. We thank you for trusting us to help you with...
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This is the second time I have used James. Very fast, knowledgeable and a pleasure to work with each time.
Reply from Synergy One Lending - James & Travi...
June 23rd, 2026 08:43 PM
Joshua, I'm grateful for your kind words and for choosing to work with me again. It's great to hear that my speed and knowledge have made your experiences positive. I look forward to assisting you with any future needs. We love helping buyers...
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Knowledgeable, timely, friendly. Appreciated the support throughout the process.
Reply from Synergy One Lending - James & Travi...
June 23rd, 2026 06:05 PM
Krystal, I'm grateful for your kind words and happy to hear that you found my support helpful throughout the process. It's nice to know that my knowledge and approach made a positive impact on your experience. We love helping buyers with their...
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About
Team version: The Mortgage Dads are James Swift and Travis Newton, a mortgage team at Synergy One Lending based in Salem, Oregon. Travis Newton, NMLS 269195, has originated loans since 2001 and is the number 1 loan officer in America for Homes for Heroes and a Top 1 percent loan officer nationally. James Swift, NMLS 2060886, joined the team in 2021. Together they serve first-time buyers, veterans, and families throughout the Willamette Valley with VA loans including Manual Underwrites, FHA loans, and conventional financing. Salem OR.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Home Renovation Loan
Construction Loan
USDA Loans
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
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Memberships
- MBA
- HBA
- VA Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 2060886
Awards
Achievements
- #1 Lender in US for Homes for Heroes
Hobbies
- Spending time with family
- Coaching
- Traveling
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235