
James McNiff Jr
Mortgage Banker | NMLS# 13292


The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
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I was fortunate enough to work with james and his team during my first time home buying process the whole team was awesome they responded quickly when I had questions and where very kind during the whole process it made this scary and overwhelming...
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Reply from Owner
September 4th, 2020 12:00 AM
Thanks Ben! Best of luck in the new home!
I worked with Jim and team to secure a mortgage for my primary residence - it was a super smooth experience. 5+ stars for rates, communication, transparency, speed but most importantly: empathy. This experience has set a new standard for me...
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Jim was awesome. The process was quick and easy I searched around he had the best rates! Jim's attention to detail and responsiveness is top notch. Thanks again Jim just refered my brother to you. Anyone I talk to looking for a mortgage loan...
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I worked with Jim and team to secure a mortgage for my primary residence - it was a super smooth experience. 5+ stars for rates, communication, transparency, speed but most importantly: empathy. This experience has set a new standard for me...
read more
In two weeks, I reached out to Jim twice and he did not respond to my inquiry. I emailed Jim to withdraw my application and he responded in less than 6 minutes in an unprofessional manner. I asked Jim to delete my personal documents from the...
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In two weeks, I reached out to Jim twice and he did not respond to my inquiry. I emailed Jim to withdraw my application and he responded in less than 6 minutes in an unprofessional manner. I asked Jim to delete my personal documents from the...
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Jim was an incredible resource for me throughout the purchase of my first home. He was extremely helpful in answering any questions I had throughout the process of obtaining my loan. Jim was also very informative on what I needed and why I...
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Jim was an incredible resource for me throughout the purchase of my first home. He was extremely helpful in answering any questions I had throughout the process of obtaining my loan. Jim was also very informative on what I needed and why I...
read more
several options given - was able to find the right one for my budget and needs. thanks!
Was put in contact with Jim through my realtor and it couldn’t have been a smoother process. Very open and easy communication 24/7
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About
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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Education
- The Catholic University of AmericaEconomics and FinanceBachelor of Business Administration (BBA)Sep 1995 -Jun 1999

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 13292