
James McNiff Jr
Mortgage Banker | NMLS# 13292


The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
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I felt there was a total lack of communication on the Total Mortgage side.
While I appreciate technology and the application process is great I am old school in that I like a human contact that will actually speak to me.
We had a great experience with James (again!). Everything was thorough and well communicated. We would recommend him and Total Mortgage to anyone!
James is knowledgeable professional and makes the entire process easy for anyone. Highly recommend.
James just made it easy.
Jim was a pleasure to work with during my refinancing process, always kept my best interest in mind and was always very responsive and diligent in ensuring the refinancing process went smoothly and without any issues. I would highly recommend...
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Jim is exceptionally knowledgeable and was able to share all refi options with us so we could make an informed decision. He also makes sure the process is as efficient as possible. He was able to get us a historically low interest rate and...
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Jim is exceptionally knowledgeable and was able to share all refi options with us so we could make an informed decision. He also makes sure the process is as efficient as possible. He was able to get us a historically low interest rate and...
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I bought my first house and Jim was there every step of the way and was patient with all my questions. Super helpful and made the process so much easier.
As a first time homebuyer, Jim made the entire process very smooth! He was very responsive and provided in depth answers to my questions. I highly recommend working with him!
Reply from Owner
September 8th, 2020 12:00 AM
Thanks for the review Kwame! Best of luck in the new house!
I was fortunate enough to work with james and his team during my first time home buying process the whole team was awesome they responded quickly when I had questions and where very kind during the whole process it made this scary and overwhelming...
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About
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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Education
- The Catholic University of AmericaEconomics and FinanceBachelor of Business Administration (BBA)Sep 1995 -Jun 1999

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 13292