
James McNiff Jr
Mortgage Banker | NMLS# 13292


The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
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Jim explains in detail the what, when, and where of the process.
Jim gave me the best deal right out the gate, so there is no need for negotiate.
Jim makes you feel like a member of the family.
I recommend him to all my friends.
Highly recommend Jim McNiff and Total Mortgage! We shopped several lenders, and they offered the most competitive refinance terms. Jim provided options and allowed us to choose the best fit. He took time, and went above and beyond, to answer...
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Highly recommend Jim McNiff and Total Mortgage! We shopped several lenders, and they offered the most competitive refinance terms. Jim provided options and allowed us to choose the best fit. He took time, and went above and beyond, to answer...
read more
Reply from Owner
February 8th, 2021 12:00 AM
Thanks Bill and Karen appreciate the review!
Jim was very easy to communicate with and handled questions and requests in a timely manner given the circumstances (crazy real estate market). It was nice to be able to text him and get answers for questions quickly rather than email back...
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Second time working with James and it was as enjoyable as the first time! He is extremely helpful during the mortgage process and is always easy to get ahold of. Highly recommend using James!
the entire process was seamless
Great job!
Jim was very professional and quick to respond to all our questions and concerns.
Jim was very professional and extremely responsive to all our calls, emails, and messages. We were able to close in 30 days with a great rate! Would definitely recommend!
Quick response via email. Great staff. Great customer service. The portal was helpful in letting me know the steps needed for the refinance.
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About
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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Education
- The Catholic University of AmericaEconomics and FinanceBachelor of Business Administration (BBA)Sep 1995 -Jun 1999

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 13292