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James McNiff Jr - Mortgage Banker |  NMLS# 13292 in Stratford, CT

James McNiff Jr

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Mortgage Banker | NMLS# 13292

Company Logo
The Catholic University of America
The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
Company Logo
The Catholic University of America
The Catholic University of America
Overall Ratings
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5 Star
94%
4 Star
4%
3 Star
0%
2 Star
1%
1 Star
1%
Reviews from Web
  • Encompass
    H
    Herman S
    Quincy, FL
    Posted on February 4th, 2021 05:28 PM
    Jim explains in detail the what, when, and where of the process. Jim gave me the best deal right out the gate, so there is no need for negotiate. Jim makes you feel like a member of the family. I recommend him to all my friends.
  • Zillow
    B
    Bill A K K
    Posted on February 3rd, 2021 12:00 AM
    Highly recommend Jim McNiff and Total Mortgage! We shopped several lenders, and they offered the most competitive refinance terms. Jim provided options and allowed us to choose the best fit. He took time, and went above and beyond, to answer...
    read more
  • Zillow
    K
    Karen K
    Fuquay Varina, NC
    Posted on February 3rd, 2021 12:00 AM
    Highly recommend Jim McNiff and Total Mortgage! We shopped several lenders, and they offered the most competitive refinance terms. Jim provided options and allowed us to choose the best fit. He took time, and went above and beyond, to answer...
    read more
    Reply from Owner
    February 8th, 2021 12:00 AM
    Thanks Bill and Karen appreciate the review!
  • Encompass
    P
    Patrick W
    Valdosta, GA
    Posted on January 18th, 2021 03:15 PM
    Jim was very easy to communicate with and handled questions and requests in a timely manner given the circumstances (crazy real estate market). It was nice to be able to text him and get answers for questions quickly rather than email back...
    read more
  • Encompass
    R
    Robert P
    Milford, CT
    Posted on January 18th, 2021 12:55 AM
    Second time working with James and it was as enjoyable as the first time! He is extremely helpful during the mortgage process and is always easy to get ahold of. Highly recommend using James!
  • Encompass
    R
    Richard J
    Derby, CT
    Posted on January 16th, 2021 10:43 AM
    the entire process was seamless
  • Encompass
    S
    Stefan S
    New Haven, CT
    Posted on January 14th, 2021 10:10 AM
    Great job!
  • Encompass
    J
    James M
    Weston, CT
    Posted on January 12th, 2021 11:46 AM
    Jim was very professional and quick to respond to all our questions and concerns.
  • Zillow
    J
    Jd1418
    Weston, CT
    Posted on January 8th, 2021 12:00 AM
    Jim was very professional and extremely responsive to all our calls, emails, and messages. We were able to close in 30 days with a great rate! Would definitely recommend!
  • Encompass
    E
    Elisa A
    Boston, MA
    Posted on January 7th, 2021 04:03 PM
    Quick response via email. Great staff. Great customer service. The portal was helpful in letting me know the steps needed for the refinance.
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    About
    "James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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    Education
    • The Catholic University of America
      Economics and Finance
      Bachelor of Business Administration (BBA)
      Sep 1995 -Jun 1999
      The Catholic University of America logo

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 13292