
James McNiff Jr
Mortgage Banker | NMLS# 13292


The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
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Jim was helpful, professional and courteous. I can't thank him enough for helping me through the process.
Easy to work with. Gave me three options to choose from. Did transaction in timely manner.
Jim is very knowledgeable and was quick to answer any questions we had. Process went much quicker than we expected. Thanks!
Jim is truly awesome. We have used him multiple times over the years. We recently relocated from CT to SC.He gave us an unheard of rate on our new home & he helped our buyers as well. At closing our attorney commented on how low his fees were....
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Jim was professional and always took the time to answer any questions I had. I would highly recommend his outstanding service to anyone!
Jim Mcniff is a great! He and his tram made the refi process easy and seamless. We closed our loan in less than 30 days. Our rate and closing costs were phenomenal compared to other local lenders. Look no further if your looking for someone...
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Jim was amazing. The underwriter was the problem. We would provide a laundry list of documentation, some of which was not easy to acquire, and they returned multiple times with laundry lists. Many of the items were either asking for exactly...
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Jim and his team guided me step by step and made the process as easy as possible. I would highly recommend Jim as his level of customer service is unparalleled.
Jim and his team at Total Mortgage were amazing. From start to finish the entire process went very smoothly. Jim went above and beyond to make sure that we closed on time and that we got a completely unheard of mortgage rate! He was always...
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Jim and his team at Total Mortgage were amazing. From start to finish the entire process went very smoothly. Jim went above and beyond to make sure that we closed on time and that we got a completely unheard of mortgage rate! He was always...
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Reply from Owner
February 8th, 2021 12:00 AM
Thanks for the review! Best of luck at the new house in SC!!
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About
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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Education
- The Catholic University of AmericaEconomics and FinanceBachelor of Business Administration (BBA)Sep 1995 -Jun 1999

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 13292