
James McNiff Jr
Mortgage Banker | NMLS# 13292


The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
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As always with Jim, easy and seamless from start to end! No stress which is fantastic since moving is so stressful. He offered great advice and was always professional.
James assisting me in closing within 30 days.
Quick and concise response times
Jim and his team made the entire mortgage refinance process very easy. The process went about as smooth as it'd possibly could've gone.
James from Total mortgage is the guy when looking for reliable service. He was there from the beginning until we bought the house which took a whole year. Patient and always answers questions. We had some issues uploading documents and he just...
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James from Total mortgage is the guy when looking for reliable service. He was there from the beginning until we bought the house which took a whole year. Patient and always answers questions. We had some issues uploading documents and he just...
read more
James from Total mortgage is the guy when looking for reliable service. He was there from the beginning until we bought the house which took a whole year. Patient and always answers questions. We had some issues uploading documents and he just...
read more
We recently bought a house with total mortgage and the experience was very stressful and unpleasant. If you want to take a chance with your earnest money and want a roller coaster ride for closing then you should go with Total mortgage. The...
read more
Very helpful.
Jim was very responsive to my every question.
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About
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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Education
- The Catholic University of AmericaEconomics and FinanceBachelor of Business Administration (BBA)Sep 1995 -Jun 1999

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 13292