
James McNiff Jr
Mortgage Banker | NMLS# 13292


The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
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Jim and Total Mortgage is an amazing lender to work with. Jim had helped me in the loan process from start to end. Me being a first time home buyer, had many questions, Jim was very patient and was quick to respond to all my queries. Jim was...
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Reply from James McNiff
September 1st, 2021 02:08 PM
Thanks Anish! Best of luck in the new home!!
Jim is amazing and the only lender I would work with! I am a repeat customer of Total Mortgage and worked with Jim both in refinancing a property in New Jersey (about 10 years ago) and purchasing a property in Maryland (July 2021). Jim is professional,...
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Jim is amazing and the only lender I would work with! I am a repeat customer of Total Mortgage and worked with Jim both in refinancing a property in New Jersey (about 10 years ago) and purchasing a property in Maryland (July 2021). Jim is professional,...
read more
Reply from Owner
August 10th, 2021 12:00 AM
Thanks Jessica! It was a pleasure working with you again. Best of luck in the new home !!
Jim and the team at Total Mortgage were excellent from day one- guiding us through the loan application process as first-time buyers. Jim was helpful, friendly, and communicative. We would absolutely recommend Jim and his team to anyone looking...
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Jim and his team were amazing to work with from the very beginning. He was helpful, communicative, and efficient in making sure our loan closed on time and walking us through the process. As first-time home buyers, we had many questions which...
read more
Jim and Total Mortgage is an amazing lender to work with. Jim had helped me in the loan process from start to end. Me being a first time home buyer, had many questions, Jim was very patient and was quick to respond to all my queries. Jim was...
read more
Reply from Owner
August 10th, 2021 12:00 AM
Thanks Anish! Best of luck in the new home!!
Jim and Total Mortgage is an amazing lender to work with. Jim had helped me in the loan process from start to end. Me being a first time home buyer, had many questions, Jim was very patient and was quick to respond to all my queries. Jim was...
read more
The ease of use of the platform and the overall communication from the team to make this process seamless.
Jim and his team were amazing to work with from the very beginning. He was helpful, communicative, and efficient in making sure our loan closed on time and walking us through the process. As first-time home buyers, we had many questions which...
read more
Jim and his team were amazing to work with from the very beginning. He was helpful, communicative, and efficient in making sure our loan closed on time and walking us through the process. As first-time home buyers, we had many questions which...
read more
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About
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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Education
- The Catholic University of AmericaEconomics and FinanceBachelor of Business Administration (BBA)Sep 1995 -Jun 1999

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 13292