
James McNiff Jr
Mortgage Banker | NMLS# 13292


The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
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Mr. McNiff was incredibly helpful, especially as a first time homebuyer. Very responsive and made everything super easy to understand throughout the entire process.
You are the best, responsible, professional, and friendly? you make my dream come true, thank you so much.!
How easy he made it
Open communications at all times. Transparency and always staying on top of things making us informed of all the steps necessary with respect to closing. Never seemed to mind with any questions that my husband and I had. Always informative...
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Reply from James McNiff
September 27th, 2023 03:14 AM
Thanks Mo!! Pleasure working with you as always.
Open communications at all times. Transparency and always staying on top of things making us informed of all the steps necessary with respect to closing. Never seemed to mind with any questions that my husband and I had. Always informative...
read more
Reply from Owner
April 5th, 2023 12:00 AM
Thanks Mo!! Pleasure working with you as always.
Open communications at all times. Transparency and always staying on top of things making us informed of all the steps necessary out respect to closing. Never seemed to mind with any questions that my husband and I had. Always informative and...
read more
The entire process could not have been any smoother. The entire team was helpful and always available to answer any questions we had.
Excellence in follow through from start to closing! Am so happy with Total Mortgage and their “can-do”.
Jim was always available and dealt with my annoying questions without making me feel like an idiot.
Very happy closing happened as scheduled. The process wasn't as stressful as predicted, thanks to Jim.
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About
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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Education
- The Catholic University of AmericaEconomics and FinanceBachelor of Business Administration (BBA)Sep 1995 -Jun 1999

Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 13292