James McNiff Jr
Mortgage Banker | NMLS# 13292
The Catholic University of America
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 year... Show More
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Their effort to get me the best deal, possible. Jim was also very patient with my lack of computer skills.
He was very knowledgeable and helped me with any questions or concerns that I had presented.
Jim was very knowledgeable and was able to answer any questions I had. He was also able to address any concern’s through this home buying process. I am very grateful and would most definitely recommend him to anyone looking to buy a home.
Reply from Owner
April 5th, 2023 12:00 AM
Thanks !!! Best of luck in your new home! Welcome to CT.
Jim is very professional and does a great job
James was a great resource for help with getting a loan and closing on the loan. He responded quickly to all of my questions. He often worked late to make sure everything was going smoothly with loan process and that closing wasn’t delayed....
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He clearly explained each part of the process to me, a first time homebuyer. He also let me know about the time to own program that allowed me to put 20% down on the house, not have to pay private mortgage insurance, and comfortably move in....
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Better communication. I felt like I was left in the dark during this process. I had so many questions but I felt like I was not important.
Open communications at all times. Transparency and always staying on top of things making us informed of all the steps necessary with respect to closing. Never seemed to mind with any questions that my husband and I had. Always informative...
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Jim had contacts with my real estate agent and insurance agent that made the process very smooth and easy. I'm a first time home buyer and loved how easy it was to upload documents to their website. Jim was always available when I needed to...
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Great communication, quick responses, and very easy process.
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About
"James McNiff Jr. was born and raised in Southern Connecticut, and is proud to still serve area borrowers. After graduating from the Catholic University of America and earning a degree in Finance, James joined Total Mortgage. In the 20 years since, he’s grown his service by word-of-mouth, becoming one of the highest producing and most knowledgeable loan officers at Total Mortgage. He's been named Loan Officer of the Year 6 times, and has a 5-star rating on Zillow. Thanks largely to a consultative approach that allows him to focus on each borrower’s needs, James has closed over half a billion dollars in loans for buyers across the country. He's proud to say that these days almost 80% of his business comes from repeat customers and referrals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans, FHA loans, VA loans, Reverse loans, Non QM loans and Commerical Loans
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Education
- The Catholic University of AmericaEconomics and FinanceBachelor of Business Administration (BBA)Sep 1995 -Jun 1999
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 13292