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James McCullough, Home Mortgage Solutions INC...
Mortgage Broker | Loan Officer NMLS# 1377694

I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether p... Show More
Location & Business Hours
Business Hours
Mon
8 AM to 8 PM
Tues
8 AM to 8 PM
Wed
8 AM to 8 PM
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Reviews from Web
Great job!
He was able to grant our loan without any difficulty. Thank you.
the process was fast and stress free.
The whole process went very smoothly
Helpful with each step.
In my 20+ years of experience with personal and investment home ownership, James is the best in the business. He’s very knowledgeable, responsive, positive, and fair with his clients.
James and his team were always available for all of our questions during this process. Given the current state with all of the social distancing recommendations, James and his team were super accommodating to all of our needs.
I've been through the mortgage approval process several times, and James is the best loan officer, by far. He is extremely knowledge, responsive, accessible, pleasant, fair, and works around the clock to help his clients. I give him my highest...
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James always does a great job. He helped us with our initial home loan and then 3 years later he did our refinance.
James made sure I know what was going on at at times during the process. The process was quick and easy. Also, Sherry with the closing was awesome especially with the Covid-19 pandemic going on.
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About
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether purchasing a home, refinancing, or investing in real estate. My experience includes conventional, FHA, VA, DSCR, bank statement loans, and complex income scenarios such as self-employed borrowers and investment properties. My goal is to make the mortgage process clear, strategic, and as smooth as possible while helping clients structure their finances to qualify and build long-term wealth through real estate.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Mortgage Loan Application Assistance
Specialities
DSCR Loan
Bank Statement Loan
USDA
SBA loan
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Positions
- Home Mortgage Solutions Inc - Mortgage BrokerOct 1st, 2024 - Current
Memberships
- Spring Hills Baptist
- YMCA
- Elks
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Licenses
- NMLS# 1377694
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Achievements
- Obtaining a NMLS to become a MLO
- Becoming a Broker
Hobbies
- Golf
- Running
- Reading
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Disclaimer
Copyright 2025 Home Mortgage Solutions Inc. All Rights Reserved. Equal Housing Lender.