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James McCullough, Home Mortgage Solutions INC...
Mortgage Broker | Loan Officer NMLS# 1377694

I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether p... Show More
Location & Business Hours
Business Hours
Mon
8 AM to 8 PM
Tues
8 AM to 8 PM
Wed
8 AM to 8 PM
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Reviews from Web
James was great to work with. We were working in a bit of a time crunch and James and his team were able to get everything done quickly and efficiently. They were all very quick to respond to my questions and concerns, which was big for me....
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James was very easy to work with. He maintained open communication and kept us updated regularly. Our closing happened quickly without any delays. It was a great experience.
James answered calls and texts at all hours of the days and on weekends. He never let anything slip through the cracks, kept us informed and always made sure we had no lingering questions.
By keeping us updated the process was less stressful.
Very helpful and super nice
Informative and detailed on time information
James made sure we were updated on all the steps from the beginning all the way to the end.
James was very thorough in his explanations and timely in his responses. As first time home buyers, we could not have asked for a better team to work with.
All the service is smooth and completed closing within the time.
Timely communications! Very considerate and explained every part of the process very clearly.
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About
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether purchasing a home, refinancing, or investing in real estate. My experience includes conventional, FHA, VA, DSCR, bank statement loans, and complex income scenarios such as self-employed borrowers and investment properties. My goal is to make the mortgage process clear, strategic, and as smooth as possible while helping clients structure their finances to qualify and build long-term wealth through real estate.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Mortgage Loan Application Assistance
Specialities
DSCR Loan
Bank Statement Loan
USDA
SBA loan
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Positions
- Home Mortgage Solutions Inc - Mortgage BrokerOct 1st, 2024 - Current
Memberships
- Spring Hills Baptist
- YMCA
- Elks
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Licenses
- NMLS# 1377694
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Achievements
- Obtaining a NMLS to become a MLO
- Becoming a Broker
Hobbies
- Golf
- Running
- Reading
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Disclaimer
Copyright 2025 Home Mortgage Solutions Inc. All Rights Reserved. Equal Housing Lender.