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James McCullough, Home Mortgage Solutions INC...
Mortgage Broker | Loan Officer NMLS# 1377694
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether p... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 8 PM
Wed
8 AM to 8 PM
Thu
8 AM to 8 PM
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Reviews from Web
Very friendly and took the time to explain everything over the phone. Helpful with questions regarding forms and paperwork
Everything went very smoothly with no glitches. Thank you!
James was the BEST! He was patient with us through our home search and always answered any questions we had with kindness!
James was so great helping us navigate through finding our first month. He would provide loan scenarios and information in a timely manner. The loan process once we finally found our home was so painless and James was always there if we had...
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James was very helpful and very responsive.
James was very good at explaining the entire process to me since I was a first-time home buyer. I would definitely recommend him to others in the future.
James' professionalism and dedication to me was beyond reproach. James took on my loan needs in a fast and timely manner. Along with his team, James committed to fulfilling my loan needs above and beyond the standard which resulted in an early...
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Can't say enough good things about James - extremely professional, on it, honest, smart with money and giving advice. He helped me purchase a home in Nashville and we could not be more pleased with his stellar service. Simply - the best.
Can't say enough good things about James - extremely professional, on it, honest, smart with money and giving advice. He helped me purchase a home in Nashville and we could not be more pleased with his stellar service. Simply - the best.
We closed early. It was a smooth closing and he was completely transparent about everything.
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About
I work in the mortgage industry helping clients navigate the home financing process from start to finish. I specialize in educating borrowers on loan options, guidelines, and financial strategies to help them qualify for financing—whether purchasing a home, refinancing, or investing in real estate. My experience includes conventional, FHA, VA, DSCR, bank statement loans, and complex income scenarios such as self-employed borrowers and investment properties. My goal is to make the mortgage process clear, strategic, and as smooth as possible while helping clients structure their finances to qualify and build long-term wealth through real estate.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Mortgage Loan Application Assistance
Specialities
DSCR Loan
Bank Statement Loan
USDA
SBA loan
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Positions
- Home Mortgage Solutions Inc - Mortgage BrokerOct 1st, 2024 - Current
Memberships
- Spring Hills Baptist
- YMCA
- Elks
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Licenses
- NMLS# 1377694
Gallery
Achievements
- Obtaining a NMLS to become a MLO
- Becoming a Broker
Hobbies
- Golf
- Running
- Reading
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Disclaimer
Copyright 2025 Home Mortgage Solutions Inc. All Rights Reserved. Equal Housing Lender.