
James Jin
President | NMLS # 288699

GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lendi... Show More
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James locked in a great rate proactively
He addressed our questions and concern in a timely manner. His team works extremely hard to get the job done. Great Job!
As always, both James and Anne were amazing partners to work with. I will continue to work with James and the team.But ... I cannot say the same about the UW we worked with this time. UW seems to be very confused and doesn't know what to ask...
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Great team. Jackie/Jiajun works very hard.
Great communication quick closing
Great and clear communication. Quick closing.
Trust
Ease of application
We've been completed two refinances with James two times already and this is the review overdue. Of course for the first time, lots of information were needed and lots of communication exchanges but James delivered what he promised and we finished...
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Excellent services
James kept his promise of absolutely no closing cost (and no hidden costs) for our loan. He and his team are hard working, efficient, and have a sense of urgency and a can-do attitude, plus great customer service. They exceed my expectations...
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About
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lending resources in our correspondent and wholesale channels.
GMCC offers many unique programs, including but not limited to:
First Time Buyer Program (5% down, up to $1M with no MI)
Purchase without the need to sell your departing primary residence first (for house upgrade)
Self Employment Programs (1 year doc, Bank Statement, P&L, Asset Based, No Ratio, and Lite doc)
High Tech Borrowers (non-citizenship, limited credit history, RSU/Bonus, less than 2 years, H1 Visa, F1 w/ EAD card)
Products & Services
Mortgage Loan Officer
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 288699