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James Jin - President  | NMLS # 288699 in San Jose, CA

James Jin

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President | NMLS # 288699

Burlingame
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lendi... Show More
Burlingame
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Reviews from Web
  • Encompass
    A
    Albert H Y
    Palo Alto, CA
    Posted on October 19th, 2021 12:46 PM
    James locked in a great rate proactively
  • Encompass
    K
    Karen Y F S
    San Francisco, CA
    Posted on October 14th, 2021 03:17 AM
    He addressed our questions and concern in a timely manner. His team works extremely hard to get the job done. Great Job!
  • Encompass
    E
    Eran W
    San Ramon, CA
    Posted on October 13th, 2021 11:27 PM
    As always, both James and Anne were amazing partners to work with. I will continue to work with James and the team.But ... I cannot say the same about the UW we worked with this time. UW seems to be very confused and doesn't know what to ask...
    read more
  • Encompass
    N
    Nianfeng L
    Sunnyvale, CA
    Posted on October 13th, 2021 06:02 PM
    Great team. Jackie/Jiajun works very hard.
  • Encompass
    P
    Ping W
    Concord, CA
    Posted on October 11th, 2021 03:18 PM
    Great communication quick closing
  • Encompass
    B
    Barton S W
    Concord, CA
    Posted on October 11th, 2021 03:17 PM
    Great and clear communication. Quick closing.
  • Encompass
    S
    Saurabh P
    San Ramon, CA
    Posted on October 9th, 2021 03:03 PM
    Trust Ease of application
  • Encompass
    S
    Shaobo L
    Fremont, CA
    Posted on October 6th, 2021 08:47 PM
    We've been completed two refinances with James two times already and this is the review overdue. Of course for the first time, lots of information were needed and lots of communication exchanges but James delivered what he promised and we finished...
    read more
  • Encompass
    C
    Chi L
    Torrance, CA
    Posted on September 26th, 2021 08:27 PM
    Excellent services
  • Encompass
    K
    Kalai H W
    San Francisco, CA
    Posted on September 25th, 2021 03:34 AM
    James kept his promise of absolutely no closing cost (and no hidden costs) for our loan. He and his team are hard working, efficient, and have a sense of urgency and a can-do attitude, plus great customer service. They exceed my expectations...
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    About
    GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lending resources in our correspondent and wholesale channels. GMCC offers many unique programs, including but not limited to: First Time Buyer Program (5% down, up to $1M with no MI) Purchase without the need to sell your departing primary residence first (for house upgrade) Self Employment Programs (1 year doc, Bank Statement, P&L, Asset Based, No Ratio, and Lite doc) High Tech Borrowers (non-citizenship, limited credit history, RSU/Bonus, less than 2 years, H1 Visa, F1 w/ EAD card)
    Products & Services
    Mortgage Loan Officer
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 288699