
James Jin
President | NMLS # 288699

GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lendi... Show More
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The title company process may be improved, can email the copy of the docs in advance and the mobile notary public person shorty explain what is each of the documents when they are signed. That is the way the BoA and WE do, based on my experience....
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I love working with James at GMCC. He is very helpful and respond very quickly. I don’t expect him to respond on weekends but he respond to me anytime of the week and time of the day. I really appreciate him and all his help. Best part is I...
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James is very proactive. He is very knowledgeable and professional! He has a great team and I would recommend him to everyone I work with!
This was my second refinance with James and he is truly a gem and trust worthy. He in fact reduced the interest rate post lock after my request. I have and will recommend James to my friends and colleagues for their financing needs. Thanks...
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Very good service. Really appreciate all your help James!
Very fast response. Timely reminder of completing all the documents. Excellent interest rate.
Very prompt in responses, very patient in listening, and addressing any concerns. The loans were processed smoothly and orderly. It was a great experience.
This is my third time work with James Jin, he is very professional, his rate is very competitive, he responds my emails and phone calls very fast, we are very happy, highly recommend.
Escrow should provide paperwork in advance so we can review. Everything felt rushed in the end.
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About
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lending resources in our correspondent and wholesale channels.
GMCC offers many unique programs, including but not limited to:
First Time Buyer Program (5% down, up to $1M with no MI)
Purchase without the need to sell your departing primary residence first (for house upgrade)
Self Employment Programs (1 year doc, Bank Statement, P&L, Asset Based, No Ratio, and Lite doc)
High Tech Borrowers (non-citizenship, limited credit history, RSU/Bonus, less than 2 years, H1 Visa, F1 w/ EAD card)
Products & Services
Mortgage Loan Officer
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 288699