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James Jin - President  | NMLS # 288699 in San Jose, CA

James Jin

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President | NMLS # 288699

Burlingame
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lendi... Show More
Burlingame
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5 Star
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Reviews from Web
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    Adam S
    Posted on January 19th, 2026 03:40 PM
    James and his team helped us achieve our goals and worked tirelessly to make it happen. I would recommend him for anyone looking for their next home in the Bay Area!
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    Adam Z S
    San Mateo, CA
    Posted on January 19th, 2026 03:36 PM
    James took the time to really understand our situation and our goals, and he helped us achieve a morthahe that could achieve our goals in a very challenging housing market
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    Donna L
    Posted on December 3rd, 2025 08:51 PM
    Jean from GMCC demonstrated exceptional dedication and support in helping me close my loan on time despite challenging circumstances. The lender had numerous requirements, some of which seemed unreasonable, yet Jean went above and beyond to...
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    Venkata N
    Posted on November 30th, 2025 04:55 PM
    Great working with April. April is always helpful and very prompt in her responses. She made the loan process smooth and easy. We highly recommend April.
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    Aman B
    Posted on October 31st, 2025 01:58 AM
    Excellent service and overall experience.
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    Aman B
    Allen, TX
    Posted on October 31st, 2025 01:57 AM
    James was extremely helpful at every step of the process. His support and advice made my experience very pleasent.
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    Jiejun L
    Posted on October 4th, 2025 07:45 PM
    James Jin has received a review with 5 star rating from Jiejun L
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    Zhenwei Z
    El Sobrante, CA
    Posted on October 3rd, 2025 10:31 PM
    Thank you for your team's help.
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    Van L
    Posted on October 2nd, 2025 03:33 PM
    Working with James Jin has been delightful. He is so personable and he is so knowledgeable. Our house buying experience with James has been great! I definitely will be telling my family and friends about him and his team. Thank you for helping...
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    Van L
    Orinda, CA
    Posted on October 1st, 2025 02:52 PM
    James is very personable and seasoned. He was great to referred to when we had questions and quick to reply. James goes above and beyond to make our home buying possible . Forever grateful for your expertise.
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    About
    GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lending resources in our correspondent and wholesale channels. GMCC offers many unique programs, including but not limited to: First Time Buyer Program (5% down, up to $1M with no MI) Purchase without the need to sell your departing primary residence first (for house upgrade) Self Employment Programs (1 year doc, Bank Statement, P&L, Asset Based, No Ratio, and Lite doc) High Tech Borrowers (non-citizenship, limited credit history, RSU/Bonus, less than 2 years, H1 Visa, F1 w/ EAD card)
    Products & Services
    Mortgage Loan Officer
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 288699