James Jin
President | NMLS # 288699
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lendi... Show More
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The process speed was fast and communicated the status frequently.
Great utilizing technology and staff communicate and tracked all the needed information inefficiently.
James is very responsive to my text and emails through out the process. The rates he quoted were great. The only negative is related to gmcc loan process. It took so long to do a refinance, 2 months or more. This is not something entirely within...
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He was very helpful and I am very pleased with his service.
My loan Refinance journey was very pleasant experience and I am very happy with James and loan processors Stacy for their valuable service .
Thank you
Dhondup
James is great to work with. He responds every question and message very promptly and explain things clearly.
All members of James's team were prompt in following up on all items to close the transaction on time. Special thanks to Stacy Serra for being thorough in everything she does.
Knowledgeable staff, making process easy to follow with clear instructions; very friendly.
While working with James it felt like my interest is utmost important for him. He was always available to answer all my questions and his level of attention and proactiveness made my refinance experience one of the best. He is very knowledgably...
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Communication was not the best. There was discrepancies that would have easily avoided if communication was more direct.
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About
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lending resources in our correspondent and wholesale channels.
GMCC offers many unique programs, including but not limited to:
First Time Buyer Program (5% down, up to $1M with no MI)
Purchase without the need to sell your departing primary residence first (for house upgrade)
Self Employment Programs (1 year doc, Bank Statement, P&L, Asset Based, No Ratio, and Lite doc)
High Tech Borrowers (non-citizenship, limited credit history, RSU/Bonus, less than 2 years, H1 Visa, F1 w/ EAD card)
Products & Services
Mortgage Loan Officer
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 288699